Shasta County property records for 71 addresses on Bohn Blvd, Anderson, CA · Last verified August 2026
| Properties | 71 |
|---|---|
| Median Sale Price | $380,000 |
| Deeds and Mortgages on File | 105 |
| Median Price per Sqft | $239 |
| Owner Occupied | 94% |
| Median Annual Tax Bill | $3,291 |
| Median Year Built | 1980 |
| Median Ownership Tenure | 10 years |
Owner names and prior sale amounts shown locked below are available instantly with a free trial.
3 bd · 2 ba · 1,579 sqft · 1.11 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $320,000Jun 2020 | $3,8052025 | Amount on Record Nov 2019 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Jul 2026 |
4 bd · 2.5 ba · 1,582 sqft · 2.09 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $121,000Mar 2000 | $1,9882024 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Apr 2026 |
3 bd · 2 ba · 1,388 sqft · 1.1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $228,000Jul 2004 | $3,4062024 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Apr 2026 |
3 bd · 2 ba · 2,231 sqft · 1.16 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $227,000Oct 2002 | $3,6502025 | —Mar 2010 | 2 Names on Record | Assessor + 2 DocumentsUpdated Jul 2026 |
3 bd · 2.5 ba · 1,576 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $149,000Apr 2001 | $2,4352025 | —Apr 2001 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
3 bd · 2 ba · 1,571 sqft · 1.06 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $172,000Sep 2012 | $2,4992025 | 1 Name on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
4 bd · 3 ba · 1,972 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $250,000Jan 2017 | $3,2292025 | —Mar 2003 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,507 sqft · 0.977 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $40,500Feb 2001 | $5012025 | —Jun 2001 | 2 Names on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,701 sqft · 1.05 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $1,7022025 | 2 Names on Record | Assessor + 1 DocumentUpdated Jul 2026 |
3 bd · 2 ba · 1,800 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $147,500Oct 2000 | $2,4122025 | —Feb 2022 | 2 Names on Record Owner Occupied | Assessor + 4 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,697 sqft · 1.05 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $285,000Oct 2018 | $3,6802025 | 1 Name on Record Owner Occupied | Assessor + 3 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 2,214 sqft · 1.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $133,000Nov 1998 | $3,2112025 | Amount on Record Aug 1998 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Oct 2025 |
3 bd · 2 ba · 1,624 sqft · 1.06 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $1,4572025 | —Mar 2011 | 2 Names on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,316 sqft · 1.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $232,000Mar 2019 | $2,8872025 | Amount on Record Apr 2016 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,550 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $130,000Jun 2001 | $2,1252025 | —May 2012 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Oct 2025 |
3 bd · 2 ba · 2,153 sqft · 2.06 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $69,000Feb 2003 | $4,9892025 | —Feb 2003 | 2 Names on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,548 sqft · 1.43 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $260,000Aug 2016 | $3,2782025 | Amount on Record Aug 2008 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
4 bd · 3 ba · 1,945 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $315,000Jan 2020 | $3,8222025 | Amount on Record Mar 2009 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Oct 2025 |
3 bd · 2 ba · 1,664 sqft · 1 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| —Sep 2001 | $2,0382025 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Aug 2026 |
3 bd · 2 ba · 1,404 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $350,000Mar 2022 | $4,1152025 | —Jun 2016 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,264 sqft · 2.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $350,000Oct 2025 | $2,3442025 | Amount on Record May 2017 | 3 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Nov 2025 |
3 bd · 2 ba · 1,264 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $206,000Feb 2019 | $2,5702025 | —Feb 2012 | 1 Name on Record Owner Occupied | Assessor + 3 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,741 sqft · 1.1 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $424,500Sep 2005 | $4,4302024 | 1 Name on Record Owner Occupied | AssessorUpdated Apr 2026 |
3 bd · 2 ba · 1,400 sqft · 1.06 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $2,0232025 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Aug 2026 |
3 bd · 2 ba · 1,432 sqft · 1.28 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $375,000Apr 2006 | $5,1142025 | Amount on Record May 2002 | 2 Names on Record Owner Occupied | AssessorUpdated Jul 2026 |
3 bd · 2 ba · 1,555 sqft · 1.3 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $195,000Apr 2010 | $2,7342025 | Amount on Record Dec 2009 | 1 Name on Record Owner Occupied | AssessorUpdated Oct 2025 |
3 bd · 2 ba · 1,568 sqft · 1.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $1,6252025 | 1 Name on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,506 sqft · 1.1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $179,000Apr 2002 | $2,9912025 | —Apr 2002 | 1 Name on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
3 bd · 2 ba · 1,344 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $440,000Jun 2021 | $5,1862024 | Amount on Record Aug 2019 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Apr 2026 |
3 bd · 2 ba · 1,608 sqft · 1.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $375,500Oct 2024 | $4,0842025 | —Jun 2007 | 1 Name on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,550 sqft · 1.88 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $1,5012025 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Aug 2026 |
3 bd · 2 ba · 1,766 sqft · 1.23 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $395,000Feb 2023 | $4,4702025 | —Mar 2022 | 2 Names on Record Owner Occupied | Assessor + 4 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,536 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $382,500Jun 2025 | $1,9562024 | Amount on Record May 2012 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
3 bd · 2 ba · 1,568 sqft · 1.06 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $325,000Jul 2020 | $3,8252025 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,536 sqft · 1 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $417,000Oct 2022 | $4,7962025 | Amount on Record May 2021 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,376 sqft · 1.08 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $116,000Dec 1998 | $2,6242025 | 3 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,698 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $263,000May 2013 | $3,5202025 | Amount on Record Nov 2012 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Oct 2025 |
3 bd · 2 ba · 1,400 sqft · 1.11 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $310,000Oct 2021 | $3,8242025 | Amount on Record Feb 2015 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Aug 2026 |
4 bd · 2 ba · 1,920 sqft · 1.18 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $330,000Mar 2017 | $4,4512025 | Amount on Record May 2016 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
4 bd · 4 ba · 3,110 sqft · 3.53 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $445,000Oct 2019 | $5,3732025 | 2 Names on Record | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,608 sqft · 1.28 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| —Aug 2010 | $662025 | 2 Names on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 2,054 sqft · 1.2 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $293,000Oct 2010 | $4,1422025 | —Oct 2010 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Jul 2026 |
4 bd · 4 ba · 3,565 sqft · 1.92 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $190,000Mar 1999 | $3,2372025 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,830 sqft · 1.76 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $178,000May 2000 | $2,9302024 | 2 Names on Record Owner Occupied | AssessorUpdated Apr 2026 |
3 bd · 2 ba · 1,624 sqft · 1.06 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| —Jan 2026 | $2,7982025 | Amount on Record Oct 2025 | 2 Names on Record | Assessor + 2 DocumentsUpdated Feb 2026 |
3 bd · 2 ba · 1,638 sqft · 1.75 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $240,000Jul 2016 | $3,0272025 | 2 Names on Record Owner Occupied | AssessorUpdated Oct 2025 |
3 bd · 2 ba · 1,638 sqft · 1.05 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $241,500Sep 2014 | $3,1542025 | —Jul 2005 | 1 Name on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 2,086 sqft · 1.07 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $240,000Sep 2016 | $3,5142025 | —Feb 2016 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Oct 2025 |
3 bd · 2.5 ba · 2,397 sqft · 14.3 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $4,2362025 | —Jun 2005 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Aug 2026 |
3 bd · 2 ba · 1,574 sqft · 1.15 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $400,000Jul 2021 | $2222025 | Amount on Record Nov 1997 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Aug 2026 |
3 bd · 2 ba · 1,638 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $248,000Dec 2016 | $3,2042025 | —Sep 2015 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,626 sqft · 1.08 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $1,6582025 | 2 Names on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,638 sqft · 1.16 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $128,000Sep 1997 | $2,2172025 | —Apr 2001 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Oct 2025 |
3 bd · 2 ba · 1,630 sqft · 1.11 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $390,000Nov 2023 | $4,3272025 | —May 2020 | 1 Name on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,638 sqft · 1.21 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $662025 | —Apr 2002 | 1 Name on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2 ba · 1,574 sqft · 1.34 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $200,000May 2013 | $2,6752025 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Oct 2025 |
3 bd · 2 ba · 1,788 sqft · 1.13 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| —Dec 2021 | $2,2892025 | 1 Name on Record Owner Occupied | Assessor + 1 DocumentUpdated Aug 2026 |
3 bd · 2 ba · 2,042 sqft · 1.3 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $290,000Dec 2023 | $3,2912025 | —Jan 2004 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Aug 2026 |
3 bd · 2 ba · 1,632 sqft · 1.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $297,000Jan 2020 | $4,1152024 | —Sep 2009 | 1 Name on Record Owner Occupied | Assessor + 3 DocumentsUpdated Jul 2026 |
4 bd · 3 ba · 2,011 sqft · 2.77 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| —Oct 2012 | $4,3622025 | —May 2007 | 4 Names on Record Owner Occupied | AssessorUpdated Oct 2025 |
3 bd · 2 ba · 1,635 sqft · 3.93 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $399,000May 2019 | $4,8472025 | Amount on Record Dec 2014 | 2 Names on Record Owner Occupied | Assessor + 4 DocumentsUpdated Jul 2026 |
4 bd · 2 ba · 1,998 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $284,500Oct 2002 | $4,9102025 | Amount on Record Jul 1999 | 2 Names on Record Owner Occupied | AssessorUpdated Oct 2025 |
4 bd · 3.5 ba · 3,861 sqft · 1.33 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $765,000Mar 2022 | $8,7992024 | Amount on Record May 2018 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Apr 2026 |
3 bd · 2 ba · 1,574 sqft · 1.35 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $380,000Mar 2022 | $4,3862025 | Amount on Record Nov 2021 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Aug 2026 |
3 bd · 2 ba · 1,748 sqft · 1.01 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $455,000Jun 2024 | $5,0542025 | Amount on Record May 2022 | 2 Names on Record Owner Occupied | Assessor + 2 DocumentsUpdated Aug 2026 |
3 bd · 2 ba · 2,025 sqft · 1 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $330,000Jul 2013 | $4,4802025 | Amount on Record Mar 2013 | 2 Names on Record Owner Occupied | AssessorUpdated Oct 2025 |
4 bd · 2 ba · 1,748 sqft · 0.99 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $250,000Oct 2012 | $5,2602025 | 1 Name on Record Owner Occupied | AssessorUpdated Oct 2025 |
3 bd · 2 ba · 1,996 sqft · 1.01 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $225,000Sep 2001 | $3,6172025 | —Oct 2012 | 2 Names on Record Owner Occupied | Assessor + 3 DocumentsUpdated Jul 2026 |
3 bd · 2 ba · 1,716 sqft · 0.986 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $3,3142025 | 1 Name on Record Owner Occupied | AssessorUpdated Aug 2026 |
3 bd · 2.5 ba · 1,920 sqft · 1 acres · Garage · Pool
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $188,500Jan 1999 | $4,2942025 | —Sep 2013 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
4 bd · 2 ba · 2,044 sqft · 2.57 acres · Garage
| Last Sale | Tax Bill | Prior Sale | Owner | Records |
|---|---|---|---|---|
| $222,500Aug 1999 | $3,9742025 | —Aug 1999 | 2 Names on Record Owner Occupied | Assessor + 1 DocumentUpdated Jul 2026 |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk | Very High this street's cells rank at the 92nd percentile of exposed land nationally · 75th in California |
|---|---|
| Wildfire Likelihood | Very High — about 1 in 80 per year |
| Exposure | Direct 7 of 12 cells directly exposed · 12 adjoin burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.