smith Smith Ln, Cookeville, TN 38501 Property Records

Jackson County property record for smith Smith Ln, Cookeville, TN 38501

Property Summary

Property Type	Rural Home
Details	1 ba · 936 sqft · built 1983
Lot Size	44.2 acres (1,927,094 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Jan 2022)
Tax Bill	$421 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044064 01300`

Property Details

APN / Parcel Number

Primary APN	`044064 01300`
Alternative APN	`064 01300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,927,094 sqft (44.2 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	SMITH LN
City	COOKEVILLE
State	TN
Zip	38501
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09, COUNTY AREA: P01
Jurisdiction	JACKSON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3013
Census Tract	960300

Owner

smith Smith Ln, a rural home, is owned and occupied by an individual who bought it in January 2022.

Source: Jackson County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1671 BRIARWOOD DR, MADISON HEIGHTS, MI 48071-2228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA
Jan 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA
Dec 26, 2018	Warranty Deed, Transfer FARM CREDIT SVCS
Jun 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Jan 18, 2022 · Amount on File
Deed Document Number	22000192
Deed Book / Page	106 / 602
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Jan 18, 2022
Property Address	SMITH LN, COOKEVILLE, TN 38501
Document Number	0000000106
Book / Page	106 / 178
Instrument Date	Jan 13, 2022
Instrument	22000106
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	LAKESIDE CLOSING SERVICES LLC, LAKESIDE T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 BRIARWOOD DR, MADISON HEIGHTS, MI 48071-2228

Mortgage

Document Number	0000000107
Date	Jan 18, 2022
Instrument	22000107

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Jan 27, 2022
Property Address	SMITH LN, COOKEVILLE, TN 38501
Document Number	0000000192
Book / Page	106 / 602
Instrument Date	Jan 13, 2022
Instrument	22000192
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	LAKESIDE CLOSING SERVICES LLC, LAKESIDE T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 BRIARWOOD DR, MADISON HEIGHTS, MI 48071-2228

Mortgage

Document Number	0000000193
Date	Jan 27, 2022
Instrument	22000193

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Dec 26, 2018
Property Address	SMITH LN, COOKEVILLE, TN 38501
Document Number	0000002176
Book / Page	000091 / 000570
Instrument Date	Dec 14, 2018
Instrument	2176
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8788 MACEDONIA RD COOKEVILLE TN 385066801, COOKEVILLE, TN 38506-6801

Mortgage

Document Number	2177
Date	Dec 26, 2018
Book Page	000091/000574
Instrument	2177

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2028

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON TN
Recording Date	Jun 25, 2018
Property Address	SMITH LN, COOKEVILLE, TN 38501
Document Number	0000001046
Book / Page	000089 / 000351
Instrument Date	Jul 14, 2017
Instrument	1046
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 DRUMMER AVE DAYTON OH 454032427, DAYTON, OH 45403-2427

Tax Assessment & Valuation

The 2025 property tax bill for smith Smith Ln was $421 with an additional exemption.

Source: Jackson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$421.00 Additional exemption filed	$16,525 Land $13,050 Building $3,475
2023		$16,525 (-6.51%) Land $13,050 Building $3,475
2022	$397.00	$17,675 Land $14,200 Building $3,475
2021			$112,600 Land $98,700 Building $13,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place smith Smith Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2010–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around smith Smith Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

No cell data coverage reported

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