181 Smith Ln, Cookeville, TN 38501 Property Records

Jackson County property record for 181 Smith Ln, Cookeville, TN 38501

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,456 sqft · built 1996
Lot Size5.4 acres (235,224 sqft)
OwnerCompany Name on File
Last Sale$13,900 (Sep 1991)
Tax Bill$1,218 (2025)
Flood ZoneZone X (minimal risk)
APN044065 04805

Property Details

APN / Parcel Number

Primary APN044065 04805
Alternative APN
  • 065 04805

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Finished Basement952 sqft
Unfinished Basement504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area235,224 sqft (5.4 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck Area336 sqft
Patio Area336 sqft
Shed1 Shed
Shed Area1 sqft
Pole Barn1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address181 SMITH LN
CityCOOKEVILLE
StateTN
Zip38501-8203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 09, COUNTY AREA: D05
Legal Lot Number4
JurisdictionJACKSON TN
Township / Civil Division3
Census Block Group3
Census Block3013
Census Tract960300

Owner

181 Smith Ln is owned by a company that acquired it in September 2025 and is owner-occupied.

Source: Jackson County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Co-ownerCo-owner on File
Mailing Address181 SMITH LN, COOKEVILLE, TN 38501-8203
OccupancyOwner Occupied
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 1991 · Amount on File
Deed SaleSep 2, 1991 · Amount on File
Deed Book / Page065
Last Transfer DateSep 12, 2025
Transfer Doc0000001849
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 181 Smith Ln was $1,218.

Source: Jackson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,218.00$47,750 Land $12,925 Building $34,825
2023$47,750 (-) Land $12,925 Building $34,825
2022$1,074.00$47,750 Land $12,925 Building $34,825
2021$191,000 Land $51,700 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 181 Smith Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2010–2021)
Most Recent ClaimMar 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Smith Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGHAM UTILITY DISTRICT
serves 7,906 people · EPA ID TN0000038
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber
8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Smith Ln

Nearby Streets

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