Jackson County property record for 126 Smith Ln, Cookeville, TN 38501
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,016 sqft · built 1973 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Jul 2016) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044065 03912 |
| Primary APN | 044065 03912 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 35,284 sqft (0.81 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 126 SMITH LN |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38501-9579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: D05 |
| Jurisdiction | JACKSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 960300 |
126 Smith Ln is owned and occupied by two individuals who bought it in July 2016.
Source: Jackson County records, as of April 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 SMITH LN, COOKEVILLE, TN 38501-9579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Deed Document Number | 20161093 |
| Deed Book / Page | 81 / 1058 |
| Prior Transfer Date | May 7, 2010 |
| Prior Transfer Doc | 0000000162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON TN |
| Recording Date | Apr 17, 2026 |
| Property Address | 126 SMITH LN, COOKEVILLE, TN 38501-9579 |
| Document Number | 0000000823 |
| Book / Page | 129 / 233 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 2026823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 126 SMITH LN, COOKEVILLE, TN 38501-9579 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000823, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 129/233 |
| Instrument | 2026823 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 126 Smith Ln was $901.
Source: Jackson County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $901.00 | $35,325 Land $3,400 Building $31,925 | |
| 2023 | $35,325 (-) Land $3,400 Building $31,925 | ||
| 2022 | $794.00 | $35,325 Land $3,400 Building $31,925 | |
| 2021 | $141,300 Land $13,600 Building $127,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 126 Smith Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2010–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Smith Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038 |
|---|---|
| Water Source | Purchased surface water from COOKEVILLE WATER DEPT |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
4G LTE (outdoors only), no 5G reported
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