Vernon County property record for E7990 E Smith Rd, Westby, WI 54667
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Jun 2005 Line of Credit Jan 2005 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-00086-0000 |
| Primary APN | 036-00086-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 239,580 sqft (5.5 acres) |
|---|
| Street Address | E7990 E SMITH RD |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-8321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW SE LYING E OF THE CENTERLINE OF RR RW EX PCL IN NE COR |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 960300 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | E7990 E SMITH RD, WESTBY, WI 54667-8321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2005 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA |
| Jan 14, 2005 | Trustee's Deed, Foreclosure · Conventional Mortgage FIRST FEDERAL CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2005 |
| Transfer Doc | 000674/690 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | E7990 E SMITH RD, WESTBY, WI 54667-8321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000423461 |
|---|---|
| Date | Jun 8, 2005 |
| Instrument | 423461 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | STEVENS POINT, WI 54481 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jan 14, 2005 |
| Property Address | E7990 E SMITH RD, WESTBY, WI 54667-8321 |
| Document Number | 000674/690 |
| Book / Page | 674 / 690 |
| Instrument Date | Jan 10, 2005 |
| Instrument | 420393 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | E7990 E SMITH RD, WESTBY, WI 54667-8321 |
| Investor | Possibly a Property Investor |
| Document Number | 0000420394 |
|---|---|
| Date | Jan 14, 2005 |
| Instrument | 420394 |
| Name | FIRST FEDERAL CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2035 |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| County Subdivision | Viroqua Town |
| Unified School District | Westby Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,102.00 (+110.25%) Homeowner's exemption | $249,600 (+79.44%) Land $32,300 Building $217,300 | $351,800 (+113.86%) |
| 2023 | $1,951.00 Homeowner's exemption | $139,100 Land $32,300 Building $106,800 | $164,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2007–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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