E7650 E Smith Rd, Westby, WI 54667 Property Records

Vernon County property record for E7650 E Smith Rd, Westby, WI 54667 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$334,900 (Aug 2023)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-00136-0001`

Property Details

APN / Parcel Number

Primary APN	`036-00136-0001`
Alternative APN	`62036TVR 136.0001`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	E7650 E SMITH RD
City	WESTBY
State	WI
Zip	54667-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE VIEW ADD LOT 1 BLK 2
Legal Subdivision	PRAIRIE VIEW ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	VERNON WI
Township / Civil Division	VIROQUA
Census Block Group	4
Census Block	4011
Census Tract	960300

Owner

Source: Vernon County records · APN 036-00136-0001

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	E7650 E SMITH RD, WESTBY, WI 54667-8238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Warranty Deed, Transfer · Conventional Mortgage WESTBY CO OP CU
May 15, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Jun 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES STATE BANK
Aug 02, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2023 · Amount on Record
Deed Sale	Aug 01, 2023 · Amount on Record
Prior Sale	Aug 02, 2017 · Amount on Record
Deed Document Number	532705
Record Updated	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Aug 01, 2023
Property Address	E7650 E SMITH RD, WESTBY, WI 54667-8238
Document Number	0000532705
Instrument Date	Jul 28, 2023
Instrument	532705
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E7650 E SMITH RD, WESTBY, WI 54667-8238
Investor	Possibly a Property Investor

Mortgage

Document Number	0000532706
Date	Aug 01, 2023
Instrument	532706

Lender

Name	WESTBY CO OP CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	5-Year TN
Max Rate	11.2%

Mortgage

Document Number	0000532730
Date	Aug 02, 2023
Instrument	532730

Lender

Name	RIVER BANK
Type	Bank
Address	WESTBY, WI 54667

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E7650 E SMITH RD, WESTBY, WI 54667-8238
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	507816
Date	May 15, 2019
Instrument	507816

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	PRAIRIE DU CHIEN, WI 53821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	E7650 E SMITH RD, WESTBY, WI 54667-8238
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	508333
Date	Jun 18, 2019
Instrument	508333

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	PRAIRIE DU CHIEN, WI 53821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERNON WI
Recording Date	Aug 02, 2017
Property Address	E7650 E SMITH RD, WESTBY, WI 54667-8238
Document Number	0000498826
Instrument Date	Aug 01, 2017
Instrument	498826
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E 7650 E SMITH RD, WESTBY, WI 54667-8238

Mortgage

Document Number	0000498827
Date	Aug 02, 2017
Instrument	498827

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Vernon County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
County Subdivision	Viroqua Town
Unified School District	Westby Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,229.00 (+8.21%) Homeowner's exemption	$256,900 (-) Land $15,000 Building $241,900	$362,100 (+19.23%)
2023	$3,908.00 (-2.08%) Homeowner's exemption	$256,900 (-) Land $15,000 Building $241,900	$303,700 (+21.58%)
2022	$3,991.00 Homeowner's exemption	$256,900 Land $15,000 Building $241,900	$249,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vernon County (55123C), updated November 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 551239603004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2008)
Most Recent Claim	Jun 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vernon Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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