Vernon County property record for E7630A E Smith Rd, Westby, WI 54667
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-00126-0000 |
| Primary APN | 036-00126-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,473 sqft (0.469 acres) |
|---|
| Street Address | E7630A E SMITH RD |
|---|---|
| City | WESTBY |
| State | WI |
| Zip | 54667-8238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE VIEW SUB DIV LOT-5 BLK-1 SEE 2017 FECHNER SURVEY |
| Legal Subdivision | PRAIRIE VIEW SUB DIV |
| Legal Block | 1 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 960300 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | E7630 E SMITH RD # A, A, WESTBY, WI 54667-8238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2019 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | E7630A E SMITH RD, WESTBY, WI 54667-8238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 509004 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 509004 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | E7630A E SMITH RD, WESTBY, WI 54667-8238 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 513849 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 513849 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| County Subdivision | Viroqua Town |
| Unified School District | Westby Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (+10.74%) Homeowner's exemption | $155,000 (-) Land $14,100 Building $140,900 | $218,500 (+19.2%) |
| 2023 | $2,215.00 Homeowner's exemption | $155,000 Land $14,100 Building $140,900 | $183,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2007–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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