9N641 Bowes Bend Dr, Elgin, IL 60124 Property Records

Kane County property record for 9N641 Bowes Bend Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,928 sqft · built 1986
Lot Size	2.51 acres (109,336 sqft)
Owner	2 Company Names on Record
Last Sale	$352,500 (May 2013)
Tax Bill	$11,087 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-27-276-012`

Property Details

APN / Parcel Number

Primary APN	`05-27-276-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,928 sqft Living Area
Basement Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	109,336 sqft
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	9N641 BOWES BEND DR
City	ELGIN
State	IL
Zip	60124-8329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES BEND LOT # 23
Legal Subdivision	BOWES BEND
Legal Block	1
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1054
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9N641 BOWES BEND DR, ELGIN, IL 60124-8329
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2013 · Amount on Record
Deed Sale	May 8, 2013 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	201334077
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000046942
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N641 BOWES BEND DR, ELGIN, IL 60124-8329
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043367
Date	Jun 7, 2021
Instrument	2021K043367

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	9N641 BOWES BEND DR, ELGIN, IL 60124-8329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053692
Date	Nov 6, 2019
Instrument	2019K053692

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%
Change Frequency	2 Years

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,087.00 (+13.45%)	$174,746 (+7.79%) Land $43,693 Building $131,053	$524,448 (+7.79%) Land $131,131 Building $393,316
2024		$162,117 (+33.71%) Land $40,535 Building $121,582	$486,546 (+33.76%) Land $121,654 Building $364,892
2022	$9,773.00 (+5.04%) Homeowner's exemption	$121,249 (+7.58%) Land $24,917 Building $96,332	$363,747 (+7.58%) Land $74,751 Building $288,996
2021	$9,304.00 Homeowner's exemption	$112,705 Land $24,072 Building $88,633	$338,115 Land $72,216 Building $265,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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