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9N546 Flora Dr, Elgin, IL 60123 Property Records

Kane County property record for 9N546 Flora Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,780 sqft · built 1963
Lot Size0.262 acres (11,412 sqft)
OwnerCompany Name on File
Last Sale$125,000 (Sep 1996)
Tax Bill$3,902 (2025)
Deeds & MortgagesAug 2022 Transfer
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-27-153-015

Property Details

APN / Parcel Number

Primary APN06-27-153-015

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,780 sqft Living Area
1st Floor Area1,780 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area11,412 sqft (0.262 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address9N546 FLORA DR
CityELGIN
StateIL
Zip60123-6721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELGIN ESTATES UNIT 1 LOT 33
Legal SubdivisionELGIN ESTATES
Legal Block3
Legal Lot Number33
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract851908

Owner

9N546 Flora Dr is owned by a company that acquired it in April 2022 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing Address9N546 FLORA DR, ELGIN, IL 60123-6721
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 26, 2018Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 1996 · Amount on File
Deed SaleSep 4, 1996 · Amount on File
Deed Document Number199663174
Last Transfer DateApr 12, 2022
Transfer Doc0000041037
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateAug 12, 2022
Property Address9N546 FLORA DR, ELGIN, IL 60123-6721
Document Number0000041037
Map ReferenceDO
Instrument DateAug 12, 2022
Instrument2022K041037
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9AN546 FLORA DR, ELGIN, IL 60123

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address9N546 FLORA DR, ELGIN, IL 60123-6721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030328
DateJun 26, 2018
Instrument2018K030328
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueJun 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9N546 Flora Dr was $3,902 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,902.00 Homeowner's exemption Senior Citizen's exemption$96,147 (+8.57%) Land $22,517 Building $73,630$288,556 (+8.57%) Land $67,578 Building $220,978
2024$88,558 Land $20,740 Building $67,818$265,780 Land $62,245 Building $203,535
2022$4,943.00 (-1.61%) Homeowner's exemption$72,951 (+6.96%) Land $17,085 Building $55,866$218,853 (+6.96%) Land $51,255 Building $167,598
2021$5,024.00 Homeowner's exemption$68,204 Land $15,973 Building $52,231$204,612 Land $47,919 Building $156,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9N546 Flora Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9N546 Flora Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ROLLINS
private · serves 231 people · EPA ID IL0895150
Water SourceGroundwater
Last State InspectionJun 2023
Lead4 ppb (2026)
action level 15 ppb
Copper1.41 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Metronet.

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