999 Edgewater Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 999 Edgewater Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,495 sqft · built 1971
Lot Size0.629 acres (27,395 sqft)
Owner2 Individual Names on Record
Last Sale$720,400 (Apr 2021)
Tax Bill$7,887 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-10-687200-000180

Property Details

APN / Parcel Number

Primary APN26-29-10-687200-000180
Alternative APNs
  • 102926687200000180
  • 02926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,495 sqft Living Area
Gross Area3,282 sqft
1st Floor Area1,920 sqft
Upper Floors Area575 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area27,395 sqft (0.629 acres)
Lot Dimensions212 ft deep x 112 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area449 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area512 sqft
PorchFlorida Room
Porch Area398 sqft
Utility Building102 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address999 EDGEWATER DR
CityWINTER HAVEN
StateFL
Zip33884-3008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1ST UNIT LK ELOISE ESTS PB 44 PG 15 LOT 18
Legal Range26E
Legal Township29S
Legal Section10
Legal SubdivisionLAKE ELOISE ESTATES UNIT 1
Legal Tract687200
Legal Block2
Legal Lot Number18
Legal UnitLK
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2051
Census Tract14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address999 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jun 27, 2018Warranty Deed, Transfer · Conventional Mortgage
FBC MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on Record
Deed SaleApr 8, 2021 · Amount on Record
Prior SaleJun 27, 2018 · Amount on Record
Deed Document Number202189298
Deed Book / Page11659 / 591
Prior Transfer DateNov 18, 2011
Prior Transfer Doc0000201545
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 8, 2021
Property Address999 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number0000089298
Book / Page11659 / 591
Map ReferenceMB 44 PG 15
Instrument DateMar 26, 2021
Instrument2021089298
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,042.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19228 N COUNTY ROAD, 19228, GAINESVILLE, FL 32609

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
InvestorPossibly a Property Investor

Mortgage

Document Number0011659593
DateApr 8, 2021
Instrument11659/593
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 27, 2018
Property Address999 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number0105301707
Book / Page010530 / 001707
Instrument DateJun 25, 2018
Instrument137156
Transaction TypeTransfer
Record UpdatedJul 11, 2018
Title CompanyRIDGE SECURITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 EDGEWATER DR WINTER HAVEN FL 338843008, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number105301709
DateJun 27, 2018
Book Page010530/001709
Instrument137157
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 26, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$652,687 (+2.7%)$739,837 (+6.67%) Land $390,048 Building $349,789
2025$7,887.00 (-1.68%) Homeowner's exemption$635,528 (+5.99%)$693,568 (-1.42%) Land $352,634 Building $340,934
2023$8,022.00 (+1.94%) Homeowner's exemption$599,628 (+3%)$703,593 (+20.86%) Land $341,945 Building $361,648
2022$7,869.00 Homeowner's exemption$582,163 Land $285,314 Building $296,849$582,163 Land $285,314 Building $296,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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