124 Edgewater Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 124 Edgewater Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1960
Lot Size	0.167 acres (7,279 sqft)
Owner	Company Name on Record
Last Sale	$101,111 (May 2026)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-528700-000680`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-528700-000680`
Alternative APNs	`082826528700000680` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	104 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	414 sqft
Carport	Carport
Carport Area	414 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	332 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	124 EDGEWATER DR
City	WINTER HAVEN
State	FL
Zip	33881-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAREFREE COVE PB 43 PG 19 LOT 68
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	CAREFREE COVE
Legal Tract	528700
Legal Block	1
Legal Lot Number	68
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1032
Census Tract	13601

Owner

Source: Polk County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2720 EASTBROOK DR, LAKELAND, FL 33811-1675
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Construction Mortgage SOUTHERN PACIFIC FINANCIAL
Aug 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Jul 1, 2017 · Amount on Record
Deed Document Number	2026107273
Deed Book / Page	13985 / 940
Prior Transfer Date	Oct 4, 2024
Prior Transfer Doc	0000244755
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 5, 2026
Property Address	124 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0000107273
Book / Page	13985 / 940
Instrument Date	Apr 30, 2026
Instrument	2026.107273
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Tax	$71,485.78
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2720 EASTBROOK DR, LAKELAND, FL 33811-1675

Mortgage

Document Number	0000107274,
Date	May 5, 2026
Book Page	13985/942
Instrument	2026.107274

Lender

Name	SOUTHERN PACIFIC FINANCIAL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 30, 2026

Interest

Rate	6.22%
Max Rate	-1%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 3, 2017
Property Address	124 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0102231795
Book / Page	010223 / 001795
Instrument Date	Jul 31, 2017
Instrument	148522
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2908 LAKEVIEW DR #132 FERN PARK FL 327302017, 132, FERN PARK, FL 32730-2017

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,141 (+0.85%) Land $18,500 Building $145,641	$164,141 (+0.85%) Land $18,500 Building $145,641
2025	$2,157.00 (-2.53%)	$162,763 (+2.35%) Land $18,500 Building $144,263	$162,763 (+2.35%) Land $18,500 Building $144,263
2024	$2,213.00 (+9.28%)
2023	$2,025.00 (+12.63%)	$159,031 (+22.1%) Land $18,000 Building $141,031	$159,031 (+22.1%) Land $18,000 Building $141,031
2022	$1,798.00	$130,244 Land $15,000 Building $115,244	$130,244 Land $15,000 Building $115,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

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