1000 Edgewater Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 1000 Edgewater Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,077 sqft · built 2017
Lot Size0.461 acres (20,099 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Nov 2015)
Tax Bill$7,196 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-29-10-687200-000170

Property Details

APN / Parcel Number

Primary APN26-29-10-687200-000170
Alternative APNs
  • 102926687200000170
  • 02926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,077 sqft Living Area
Gross Area3,813 sqft
1st Floor Area1,900 sqft
Upper Floors Area1,177 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area20,099 sqft (0.461 acres)
Lot Dimensions170 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area736 sqft
PorchFinished/Open Porch
Porch Area329 sqft
Boat AccessBoat Access

Location & Zoning

Street Address1000 EDGEWATER DR
CityWINTER HAVEN
StateFL
Zip33884-3008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1ST UNIT LK ELOISE ESTS PB 44 PG 15 LOT 17
Legal Range26E
Legal Township29S
Legal Section10
Legal SubdivisionLAKE ELOISE ESTATES UNIT 1
Legal Tract687200
Legal Block2
Legal Lot Number17
Legal UnitLK
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2051
Census Tract14005

Owner

1000 Edgewater Dr is owned and occupied by an individual who bought it in November 2015.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1000 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage
CITIZENS BK
Apr 20, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2015 · Amount on File
Deed SaleNov 2, 2015 · Amount on File
Prior SaleNov 2, 2015
Deed Document Number2015197789
Deed Book / Page9665 / 1760
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1000 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number0115260590
Instrument DateDec 30, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1000 EDGEWATER DR WINTER HAVEN FL 338843008, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number0115260590
DateJan 6, 2021
Book Page011526/000590
Instrument2596
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
AmountAmount on Record
Term360 Months
DueJan 5, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1000 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number0104641116
Instrument DateApr 20, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyRIDGE SECURITY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 EDGEWATER DR WINTER HAVEN FL 338843008, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number0104641116
DateApr 25, 2018
Book Page010464/001116
Instrument87887
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1000 Edgewater Dr was $7,196 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,146 (+2.7%)$779,207 (+5.18%) Land $352,935 Building $426,272
2025$7,196.00 Homeowner's exemption$583,394$740,827 Land $319,083 Building $421,744
2023$7,359.00 (+2%) Homeowner's exemption$550,439 (+3%)$752,101 (+23.29%) Land $309,411 Building $442,690
2022$7,215.00 Homeowner's exemption$534,407$610,031 Land $258,168 Building $351,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1000 Edgewater Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Edgewater Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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