9985 Enclave Cir, Concord, NC 28027 Property Records

Cabarrus County property record for 9985 Enclave Cir, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 5,974 sqft · built 2007
Lot Size2.09 acres (91,040 sqft)
Owner2 Trust Names on Record
Last Sale$1,346,000 (Sep 2016)
Tax Bill$12,593 (2023)
Deeds & MortgagesOct 2017 Mortgage
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN03009E0014.000000

Property Details

APN / Parcel Number

Primary APN03009E0014.000000
Alternative APNs
  • 4682 08 1454
  • 127038

Interior

Bedrooms6 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area5,974 sqft Living Area
Gross Area11,164 sqft
1st Floor Area2,903 sqft
Upper Floors Area3,071 sqft
Basement Area2,903 sqft
Finished Basement2,903 sqft
FlooringHardwood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStone
Construction TypeStone
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area91,040 sqft (2.09 acres)
Lot Width432 ft Width
Garage TypeMixed
Garage Area939 sqft
DrivewayAsphalt Driveway
Driveway Area1,001 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area731 sqft
Patio Area1,821 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number127038
Street Address9985 ENCLAVE CIR
CityCONCORD
StateNC
Zip28027-7809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionLT 14 THE ENCLAVE
Legal SubdivisionTHE ENCLAVE
Legal Lot Number14
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1003
Census Tract41301

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address9985 ENCLAVE CIR, CONCORD, NC 28027-7809
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Nov 16, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2016 · Amount on Record
Deed SaleSep 16, 2016 · Amount on Record
Prior SaleJan 23, 2013 · Amount on Record
Deed Document Number201612126-0317
Deed Book / Page12126 / 317
Last Transfer DateSep 7, 2018
Transfer Doc13269318
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address9985 ENCLAVE CIR, CONCORD, NC 28027-7809
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012739221
DateOct 27, 2017
Book Page12739/0221
Instrument12739-0221
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateNov 16, 2018
Property Address9985 ENCLAVE CIR, CONCORD, NC 28027-7809
Document Number13269318
Book / Page013269 / 000318
Instrument DateSep 7, 2018
Instrument28755
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9985 ENCLAVE CIR CONCORD NC 280277809, CONCORD, NC 28027-7809

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,468,490 (-) Land $385,000 Building $2,083,490
2025$2,468,490 (+58.38%) Land $385,000 Building $2,083,490
2024$2,468,490 (+58.38%) Land $385,000 Building $2,083,490
2023$12,593.00$1,558,560 Land $210,000 Building $1,348,560$1,558,560 Land $210,000 Building $1,348,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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