10030 Enclave Cir, Concord, NC 28027 Property Records

Cabarrus County property record for 10030 Enclave Cir, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 6,434 sqft · built 2018
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2018)
Tax Bill	$11,583 (2023)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03009E0003.000000`

Property Details

APN / Parcel Number

Primary APN	`03009E0003.000000`
Alternative APNs	`4672 98 8882` `120447`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,434 sqft Living Area
Gross Area	8,448 sqft
1st Floor Area	3,526 sqft
Upper Floors Area	3,644 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.07 acres)
Lot Width	272 ft Width
Garage Type	Mixed
Garage Area	1,278 sqft
Driveway	Driveway
Driveway Area	1,369 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	832 sqft
Porch	Open Porch
Porch Area	509 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	120447
Street Address	10030 ENCLAVE CIR
City	CONCORD
State	NC
Zip	28027-7810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 3 THE ENCLAVE
Legal Subdivision	ENCLAVE MAP 01
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1003
Census Tract	41301

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TR CO
Nov 7, 2019	Deed of Trust, Mortgage BRANCH BANKING & TR CO
Apr 11, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR
Jan 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	May 29, 2012
Deed Document Number	0012841107
Deed Book / Page	12841 / 107
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15072275
Date	Apr 8, 2021
Book Page	15072/275

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14914106
Date	Feb 16, 2021
Book Page	14914/106

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Document Number	13886238
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10030 ENCLAVE CIR CONCORD NC 280277810, CONCORD, NC 28027-7810

Mortgage

Document Number	13886238
Date	Dec 10, 2019
Book Page	013886/000238
Instrument	34395

Lender

Name	BRANCH BANKING & TR CO
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Document Number	13837311
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10030 ENCLAVE CIR CONCORD NC 280277810, CONCORD, NC 28027-7810

Mortgage

Document Number	13837311
Date	Nov 13, 2019
Book Page	013837/000311
Instrument	31544

Lender

Name	BRANCH BANKING & TR CO
Address	223 NASH ST W, WILSON, NC 27893-3801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 11, 2018
Property Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Book / Page	012952 / 000180
Instrument Date	Apr 11, 2018
Instrument	8314
Transaction Type	Construction Loan
Record Updated	Apr 17, 2018
Title Company	BB AND T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10030 ENCLAVE CIR CONCORD NC 280277810, CONCORD, NC 28027-7810

Mortgage

Document Number	12952180
Date	Apr 11, 2018
Book Page	012952/000180
Instrument	8314

Lender

Name	BRANCH BK&TR
Type	Bank
Address	223 NASH ST W, WILSON, NC 27893-3801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 12, 2018
Property Address	10030 ENCLAVE CIR, CONCORD, NC 28027-7810
Document Number	12841107
Book / Page	012841 / 000107
Instrument Date	Jan 8, 2018
Instrument	827
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16015 WEDMORE LN HUNTERSVILLE NC 280782749, HUNTERSVILLE, NC 28078-2749

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,583.00	$1,433,520 Land $200,000 Building $1,233,520	$1,433,520 Land $200,000 Building $1,233,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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