Cabarrus County property record for 10085 Enclave Cir, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 4,869 sqft · built 2008 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Sep 2006) |
| Tax Bill | $10,844 (2023) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03009E0017.000000 |
| Primary APN | 03009E0017.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,869 sqft Living Area |
| Gross Area | 10,950 sqft |
| 1st Floor Area | 3,466 sqft |
| Upper Floors Area | 1,403 sqft |
| Attic | Attic |
| Attic Area | 432 sqft |
| Basement Area | 2,701 sqft |
| Finished Basement | 2,701 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 102,802 sqft (2.36 acres) |
| Lot Width | 317 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,325 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 1,271 sqft |
| Patio Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7691250 |
|---|---|
| Street Address | 10085 ENCLAVE CIR |
| City | CONCORD |
| State | NC |
| Zip | 28027-7810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 17 THE ENCLAVE MAP 1 PB 49/9 |
| Legal Subdivision | THE ENCLAVE |
| Legal Lot Number | 17 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10085 ENCLAVE CIR, CONCORD, NC 28027-7810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2006 · Amount on Record |
| Deed Sale | Sep 28, 2006 · Amount on Record |
| Deed Book / Page | 7047 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10085 ENCLAVE CIR, CONCORD, NC 28027-7810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0015152258 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 15152/258 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 20.2% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,187,280 (+62.98%) Land $385,000 Building $1,802,280 | ||
| 2024 | $2,187,280 (+62.98%) Land $385,000 Building $1,802,280 | ||
| 2023 | $10,844.00 | $1,342,050 Land $210,000 Building $1,132,050 | $1,342,050 Land $210,000 Building $1,132,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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