9981 Forest Ridge Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 9981 Forest Ridge Dr, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,384 sqft · built 2001
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2002)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U-07-15-426-012`

Property Details

APN / Parcel Number

Primary APN	`U-07-15-426-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	512 sqft
Porch	Slab
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9981 FOREST RIDGE DR
City	CLARKSTON
State	MI
Zip	48348-4165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	T4N, R8E, SEC 14, 15 & 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 973 OAK VALLEY ESTATES UNIT 49 L 16207 P 624 4-22-97 FR 003
Legal Range	8E
Legal Township	4N
Legal Section	14
Legal Subdivision	OAK VALLEY ESTATES
Jurisdiction	OAKLAND MI
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5006
Census Tract	126300

Owner

9981 Forest Ridge Dr, a condominium, is owned and occupied by two individuals who bought it in August 2002.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9981 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2002 · Amount on File
Deed Sale	Aug 2, 2002 · Amount on File
Prior Sale	Apr 30, 2002 · Amount on File
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9981 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206136
Date	Dec 27, 2018
Book Page	52462/00411
Instrument	206136

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9981 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163552
Date	Oct 3, 2019
Book Page	53332/00450
Instrument	163552

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9981 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9981 FOREST RIDGE DR, CLARKSTON, MI 48348-4165

Mortgage

Document Number	0000225485
Date	Sep 20, 2021
Book Page	56874/594
Instrument	225485

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 9981 Forest Ridge Dr was $3,392 with a homeowner's exemption, down 30.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Springfield Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,392.00 (-30.12%) Homeowner's exemption	$235,750	$471,500
2024	$4,854.00
2023		$201,330	$402,660
2022	$4,364.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9981 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9981 Forest Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures