9971 Forest Ridge Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 9971 Forest Ridge Dr, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 3,029 sqft · built 2000
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,000 (Aug 2018)
Tax Bill	$5,461 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`U-07-15-426-013`

Property Details

APN / Parcel Number

Primary APN	`U-07-15-426-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,029 sqft Living Area
1st Floor Area	1,786 sqft
Basement Area	1,786 sqft
Unfinished Basement	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Area	821 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	49 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9971 FOREST RIDGE DR
City	CLARKSTON
State	MI
Zip	48348-4165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	T4N, R8E, SEC 14, 15 & 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 973 OAK VALLEY ESTATES UNIT 50 L 16207 P 624 4-22-97 FR 003
Legal Range	8E
Legal Township	4N
Legal Section	14
Legal Subdivision	OAK VALLEY ESTATES
Jurisdiction	OAKLAND MI
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5006
Census Tract	126300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY BANK
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 15, 2018	Warranty Deed, Transfer TITLE ONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Oct 11, 2000 · Amount on Record
Deed Document Number	2018135397
Deed Book / Page	52094 / 471
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Apr 13, 2026
Property Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Document Number	0000048822
Book / Page	61100 / 132
Instrument Date	Feb 27, 2026
Instrument	202648822
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165

Mortgage

Document Number	0000048822,
Date	Apr 13, 2026
Book Page	61100/132
Instrument	202648822

Lender

Name	UNIVERSITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2056

Interest

Rate	8.69%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165

Mortgage

Document Number	0000465587
Date	Nov 1, 2022
Book Page	58228/558
Instrument	465587

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158714
Date	Sep 26, 2019
Book Page	53304/00415
Instrument	158714

Lender

Name	MAIN STREET BANK
Type	Bank
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165

Mortgage

Document Number	0000232970
Date	Sep 29, 2021
Book Page	56925/714
Instrument	232970

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165

Mortgage

Document Number	0000397253
Date	Jun 14, 2022
Book Page	57854/20
Instrument	397253

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 15, 2018
Property Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165
Document Number	0000135397
Book / Page	52094 / 00471
Map Reference	LB 16207 PG 624-682
Instrument Date	Aug 2, 2018
Instrument	135397
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$3,371.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9971 FOREST RIDGE DR, 9971, CLARKSTON, MI 48348-4165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9971 FOREST RIDGE DR, CLARKSTON, MI 48348-4165

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Springfield Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,461.00 (-30.11%) Homeowner's exemption	$290,460 (+17.38%)	$580,920 (+17.38%)
2024	$7,814.00 (+11.23%)
2023		$247,460	$494,920
2022	$7,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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