9972 Forest Ridge Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 9972 Forest Ridge Dr, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,909 sqft · built 1999
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jun 1999)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`U-07-15-426-007`

Property Details

APN / Parcel Number

Primary APN	`U-07-15-426-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,909 sqft Living Area
1st Floor Area	1,667 sqft
Basement Area	1,667 sqft
Unfinished Basement	1,667 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	648 sqft
Porch	Slab
Porch Area	36 sqft
Patio Area	706 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9972 FOREST RIDGE DR
City	CLARKSTON
State	MI
Zip	48348-4164
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	T4N, R8E, SEC 14, 15 & 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 973 OAK VALLEY ESTATES UNIT 44 L 16207 P 624 4-22-97 FR 003
Legal Range	8E
Legal Township	4N
Legal Section	14
Legal Subdivision	OAK VALLEY ESTATES
Jurisdiction	OAKLAND MI
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5006
Census Tract	126300

Owner

9972 Forest Ridge Dr, a condominium, is owned and occupied by two individuals who bought it in June 1999.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9972 FOREST RIDGE DR, CLARKSTON, MI 48348-4164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 1999 · Amount on File
Deed Sale	Jun 14, 1999 · Amount on File
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9972 FOREST RIDGE DR, CLARKSTON, MI 48348-4164
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9972 FOREST RIDGE DR, CLARKSTON, MI 48348-4164

Mortgage

Document Number	20260019835
Date	Feb 18, 2026
Book Page	60949/813
Instrument	20260019835

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9972 FOREST RIDGE DR, CLARKSTON, MI 48348-4164
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9972 FOREST RIDGE DR 44, 44, CLARKSTON, MI 48348-4164

Mortgage

Document Number	0000373700
Date	Apr 28, 2022
Book Page	57722/488
Instrument	373700

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	9972 FOREST RIDGE DR, CLARKSTON, MI 48348-4164
Document Number	0000120492
Book / Page	050795 / 000191
Instrument Date	Jun 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9972 FOREST RIDGE DR #44 CLARKSTON MI 483484164, 44, CLARKSTON, MI 48348-4164

Mortgage

Document Number	0000120492
Date	Jun 22, 2017
Book Page	050795/000191
Instrument	120492

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 9972 Forest Ridge Dr was $4,187 with a homeowner's exemption, down 30.1% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Springfield Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (-30.1%) Homeowner's exemption	$276,960	$553,920
2024	$5,990.00
2023		$237,330	$474,660
2022	$5,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9972 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9972 Forest Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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