Kenton County property record for 998 Wermeling Ln, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 884 sqft · built 2008 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,500 (May 2015) |
| Tax Bill | $2,463 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-10-02-360.00 |
| Primary APN | 016-10-02-360.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 884 sqft Finished Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 998 WERMELING LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIPPLE CREEK II ADDITION SEC 13 LOT 360 |
| Legal Subdivision | RIPPLE CREEK II |
| Legal Phase | 13 |
| Legal Lot Number | 360 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 65600 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 998 WERMELING LN, ERLANGER, KY 41018-1929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on Record |
| Deed Sale | May 29, 2015 · Amount on Record |
| Prior Sale | May 1, 2008 · Amount on Record |
| Deed Document Number | 201505 29 059 00043 |
| Deed Book / Page | 5659 / 225 |
| Last Transfer Date | Mar 18, 2021 |
| Transfer Doc | 0005900105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 1, 2021 |
| Property Address | 998 WERMELING LN, ERLANGER, KY 41018-1929 |
| Document Number | 0005900105 |
| Book / Page | 81 / 695 |
| Map Reference | SL 2073 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 21040105900105 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 998 WERMELING LN, 998, ELSMERE, KY 41018-1929 |
| Name | Verified Name |
|---|---|
| Address | 998 WERMELING LN, ELSMERE, KY 41018-1929 |
| Document Number | 0005900106 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 21040105900106 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,200 (-) Land $25,000 Building $137,200 | $162,200 (-) Land $25,000 Building $137,200 | |
| 2025 | $2,463.00 (+1.32%) | $162,200 (-) Land $25,000 Building $137,200 | $162,200 (-) Land $25,000 Building $137,200 |
| 2023 | $2,431.00 | $162,200 Land $25,000 Building $137,200 | $162,200 Land $25,000 Building $137,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures