1006 Wermeling Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1006 Wermeling Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,136 sqft · built 2009
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2024)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Oct 2023 Transfer Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-362.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-362.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,136 sqft Finished Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1006 WERMELING LN
City	ERLANGER
State	KY
Zip	41018-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 13 LOT 362
Legal Subdivision	RIPPLE CREEK II
Legal Phase	13
Legal Lot Number	362
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

1006 Wermeling Ln is owned by an individual who bought it in November 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4380 EASTWOOD DR, 2303, BATAVIA, OH 45103-0108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Affidavit of Death of Joint Tenant, Transfer
Apr 18, 2022	Intrafamily Transfer, Transfer
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	Apr 18, 2022 · Amount on File
Deed Document Number	2024119
Deed Book / Page	312 / 566
Record Updated	Oct 29, 2026

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Oct 20, 2023
Property Address	1006 WERMELING LN, ELSMERE, KY 41018-1879
Document Number	0005900133
Book / Page	KC 253 / 162
Map Reference	SL 2073
Instrument Date	Oct 4, 2023
Instrument	23102005900133
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 WERMELING LN, ELSMERE, KY 41018-1879

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 18, 2022
Property Address	1006 WERMELING LN, ELSMERE, KY 41018-1879
Document Number	0005900281
Book / Page	160 / 332
Map Reference	SL 2073
Instrument Date	Apr 18, 2022
Instrument	22041805900281
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 WERMELING LN, ELSMERE, KY 41018-1879

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1006 WERMELING LN, ERLANGER, KY 41018-1879
Document Number	0000000030
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 WERMELING LN ELSMERE KY 410181879, ELSMERE, KY 41018-1879

Mortgage

Document Number	0000000030
Date	Aug 21, 2020
Book Page	000M86/000279
Instrument	30

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1006 Wermeling Ln was $3,645.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (-) Land $25,000 Building $215,000	$240,000 (-) Land $25,000 Building $215,000
2025	$3,645.00	$240,000 Land $25,000 Building $215,000	$240,000 Land $25,000 Building $215,000
2023	$3,213.00 (+35.57%)	$214,400 (+48.89%) Land $25,000 Building $189,400	$214,400 (+48.89%) Land $25,000 Building $189,400
2022	$2,370.00	$144,000 Land $35,000 Building $109,000	$144,000 Land $35,000 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1006 Wermeling Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1006 Wermeling Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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