989 Wermeling Ln, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 989 Wermeling Ln, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 931 sqft · built 2010
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2025)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-345.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-345.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	931 sqft Finished Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	989 WERMELING LN
City	ERLANGER
State	KY
Zip	41018-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II ADDITION SEC 14 LOT 345
Legal Subdivision	RIPPLE CREEK II
Legal Phase	14
Legal Lot Number	345
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 WERMELING LN, ERLANGER, KY 41018-1910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	May 7, 2024 · Amount on Record
Deed Document Number	202578
Deed Book / Page	345 / 481
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 21, 2017
Property Address	989 WERMELING LN, ELSMERE, KY 41018-1910
Document Number	0000000250
Book / Page	0C6100 / 000214
Instrument Date	Feb 6, 2017
Instrument	250
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12545 MADISON PIKE INDEPENDENCE KY 410517700, INDEPENDENCE, KY 41051-7700

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,000 (+2.79%) Land $25,000 Building $233,000	$258,000 (+2.79%) Land $25,000 Building $233,000
2025	$3,812.00 (+52.85%)	$251,000 (+50.84%) Land $25,000 Building $226,000	$251,000 (+50.84%) Land $25,000 Building $226,000
2023	$2,494.00	$166,400 Land $25,000 Building $141,400	$166,400 Land $25,000 Building $141,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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