998 Madison St, Monterey, CA 93940 Property Records

Monterey County property record for 998 Madison St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,000 sqft · built 1960
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,025,000 (Aug 2023)
Tax Bill	$12,024 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-333-022-000`

Property Details

APN / Parcel Number

Primary APN	`001-333-022-000`
Alternative APN	`001-333-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,000 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-333-022
Street Address	998 MADISON ST
City	MONTEREY
State	CA
Zip	93940-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON ADD LOT 21 BLK 5
Legal Subdivision	JOHNSON ADD
Legal Block	5
Legal Lot Number	21
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3021
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	998 MADISON ST, MONTEREY, CA 93940-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Deed Document Number	202324461
Prior Transfer Date	Jul 29, 1997
Prior Transfer Doc	0000044335
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 8, 2023
Property Address	998 MADISON ST, MONTEREY, CA 93940-2102
Document Number	0000024461
Map Reference	VOL 1 PG 33
Instrument Date	Jul 24, 2023
Instrument	2023024461
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	998 MADISON ST, MONTEREY, CA 93940-2102

Mortgage

Document Number	0000024462
Date	Aug 8, 2023
Instrument	2023024462

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 29, 2021
Property Address	998 MADISON ST, MONTEREY, CA 93940-2102
Document Number	0000022560
Map Reference	MB 1 PG 33
Instrument Date	Mar 17, 2021
Instrument	2021022560
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	998 MADISON ST, MONTEREY, CA 93940-2102

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,066,410 (+2%) Land $624,240 Building $442,170
2025	$12,024.00 (+843.8%) Homeowner's exemption	$1,045,500 (+855.61%) Land $612,000 Building $433,500
2023	$1,274.00 (+7.87%)	$109,406 Land $27,016 Building $82,390
2022	$1,181.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Verizon.

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