970 Madison St, Monterey, CA 93940 Property Records

Monterey County property record for 970 Madison St, Monterey, CA 93940 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,007 sqft · built 1972
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Aug 1995)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-333-025-000`

Property Details

APN / Parcel Number

Primary APN	`001-333-025-000`
Alternative APN	`001-333-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,007 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	4,000 sqft (0.092 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-333-025
Street Address	970 MADISON ST
City	MONTEREY
State	CA
Zip	93940-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON ADD LOT 15 BLK 5
Legal Subdivision	JOHNSON ADD
Legal Block	5
Legal Lot Number	15
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3021
Census Tract	12700

Owner

Source: Monterey County records · APN 001-333-025-000

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6939 N FAIRFAX AVE, FIREBAUGH, CA 93622-9542
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 1995 · Amount on Record
Deed Sale	Aug 11, 1995 · Amount on Record
Deed Document Number	199541676
Deed Book / Page	3261 / 1075
Last Transfer Date	Dec 07, 2011
Transfer Doc	0000003272
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	May 06, 2026
Property Address	970 MADISON ST, MONTEREY, CA 93940-2102
Document Number	0000015085
Instrument Date	May 04, 2026
Instrument	202615085
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167

Mortgage

Document Number	0000015085,
Date	May 06, 2026
Instrument	202615085

Lender

Name	MID VALLEY SERVICES INC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 01, 2028

Interest

Rate Type	Balloon
Rate	6.46%
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$437,143 (+2%) Land $220,264 Building $216,879
2025	$5,114.00 (+8.35%)	$428,573 (+4.04%) Land $215,946 Building $212,627
2024	$4,720.00 (+2.61%)
2023	$4,600.00 (+1.37%)	$411,932 Land $207,561 Building $204,371
2022	$4,538.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 3% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 533 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Razzolink	Fixed Wireless (unlicensed)	500 / 250
AT&T	DSL	100 / 20

May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.