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989 Madison St, Monterey, CA 93940 Property Records

Monterey County property record for 989 Madison St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,601 sqft · built 1931
Lot Size0.147 acres (6,400 sqft)
Owner2 Individual Names on Record
Tax Bill$3,234 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN001-336-006-000

Property Details

APN / Parcel Number

Primary APN001-336-006-000
Alternative APN
  • 001-336-006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,601 sqft Living Area
1st Floor Area1,601 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleH-Shape
Construction TypeFrame
Lot Area6,400 sqft (0.147 acres)
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number001-336-006
Street Address989 MADISON ST
CityMONTEREY
StateCA
Zip93940-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MAP VISTA LA BAHIA ADD NLY 20 FT OF ELY 60 FT OF WLY 70 FT OF L 2 JOHNSON ADD LOTS 8 & 9 BLK 8
Legal SubdivisionASSRS MAP VISTA LA BAHIA ADD
Legal Block3
Legal Lot Number2,8
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3000
Census Tract12800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address989 MADISON ST, MONTEREY, CA 93940-2101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 16, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 16, 2019
Transfer Doc0000029462
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address989 MADISON ST, MONTEREY, CA 93940-2101
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028415
DateJun 15, 2020
Instrument2020028415
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateJul 16, 2019
Property Address989 MADISON ST, MONTEREY, CA 93940-2101
Document Number0000029462
Map ReferenceVOL 1 PG 33
Instrument DateJul 16, 2019
Instrument2019029462
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address989 MADISON ST, MONTEREY, CA 93940-2101

Mortgage

Document Number0000029463
DateJul 16, 2019
Instrument2019029463
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$267,846 (+2%) Land $146,932 Building $120,914
2025$3,234.00 (+14.03%)$262,595 (+4.04%) Land $144,051 Building $118,544
2023$2,836.00 (+1.39%)$252,400 Land $138,458 Building $113,942
2022$2,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250

May also be available: GeoLinks, Verizon.

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