Monterey County property record for 997 Terraza St, Soledad, CA 93960 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,637 sqft Living Area |
| Lot Size | 6,287 sqft (0.144 acres) |
| Garage | 420 sqft |
| Last Sale | $650,000 (2022) |
| Tax Bill | $10,131.00 (2024) |
| Primary APN | 022-483-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Building Area | 2,637 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 6,287 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Old Parcel Number | 022-483-010 |
|---|---|
| Street Address | 997 TERRAZA ST |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MIRAVALE SUBDIVISION PHASE 3; VOL 22 C&T PAGE 44 TRACT # 1407; LOT 10. |
| Legal Subdivision | MIRAVALE SUBDIVISION PHASE 3 |
| Legal Tract | 1407 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTEREY CA |
| Minor Civil Division | SOLEDAD |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 11106 |
Source: Monterey County records · APN 022-483-010-000
Assessment roll updated July 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 853, GONZALES, CA 93926-0853 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 26, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC |
| Jul 25, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Doc Number | 202246382 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 26, 2022 |
| Property Address | 997 TERRAZA ST, SOLEDAD, CA 93960-3547 |
| Document Number | 0000046382 |
| Map Reference | VOL 22 PG 44 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022046382 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 853, GONZALES, CA 93926-0853 |
| Document Number | 0000046383 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022046383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 997 TERRAZA ST, SOLEDAD, CA 93960-3547 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 997 TERRAZA ST, SOLEDAD, CA 93960-3547 |
| Document Number | 0000062187 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021062187 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 997 TERRAZA ST, SOLEDAD, CA 93960-3547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNISOURCE TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 997 TERRAZA ST, SOLEDAD, CA 93960-3547 |
| Document Number | 0000043348 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020043348 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 25, 2019 |
| Property Address | 997 TERRAZA ST, SOLEDAD, CA 93960-3547 |
| Document Number | 0000030934 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 30934 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 997 TERRAZA ST SOLEDAD CA 939603547, SOLEDAD, CA 93960-3547 |
| Document Number | 30935 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 30935 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2049 |
Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,472.00 (+3.37%) | $676,260 (+4.04%) Land $291,312 Building $384,948 |
| 2024 | $10,131.00 (+8.77%) | |
| 2023 | $9,314.00 (+21.75%) | $650,000 Land $280,000 Building $370,000 |
| 2022 | $7,650.00 |
997 Terraza St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Monterey County (06053C), updated July 15, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 73rd percentile of exposed land nationally · 48th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 291 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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