Monterey County property record for 1021 Terraza St, Soledad, CA 93960 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,543 sqft · built 2005 |
| Lot Size | 0.161 acres (7,025 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,000 (Jun 2019) |
| Tax Bill | $8,839 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-483-012-000 |
| Primary APN | 022-483-012-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 2,543 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 7,025 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1021 TERRAZA ST |
|---|---|
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRAVALE SUBDIVISION PHASE 3; VOL 22 C&T PAGE 44 TRACT # 1407; LOT 12. |
| Legal Subdivision | MIRAVALE SUBDIVISION PHASE 3 |
| Legal Tract | 1407 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11106 |
Source: Monterey County records · APN 022-483-012-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 28, 2019 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 19, 2017 | Grant Deed, Transfer · ARM ENVOY MORTGAGE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Jan 19, 2017 · Amount on Record |
| Deed Document Number | 2019027132 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000035309 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021035309 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jun 28, 2019 |
| Property Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000027132 |
| Map Reference | MB 22 PG 44 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019027132 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000027133 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019027133 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 19, 2017 |
| Property Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000003404 |
| Map Reference | MB22 PG44 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 2017003404 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1021 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000003405 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2017003405 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,839.00 (+12.2%) Homeowner's exemption | $556,638 (+4.04%) Land $223,101 Building $333,537 |
| 2023 | $7,878.00 (-0.92%) Homeowner's exemption | $535,026 Land $214,439 Building $320,587 |
| 2022 | $7,951.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530111061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 291 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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