Monterey County property record for 1009 Terraza St, Soledad, CA 93960 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,937 sqft · built 2005 |
| Lot Size | 0.144 acres (6,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $659,000 (Jul 2022) |
| Tax Bill | $10,593 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-483-011-000 |
| Primary APN | 022-483-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 1 Story |
| Building Area | 1,937 sqft Living Area |
| 1st Floor Area | 1,937 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,287 sqft (0.144 acres) |
| Garage Area | 393 sqft |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 022-483-011 |
|---|---|
| Street Address | 1009 TERRAZA ST |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRAVALE SUBDIVISION PHASE 3; VOL 22 C&T PAGE 44 TRACT # 1407; LOT 11. |
| Legal Subdivision | MIRAVALE SUBDIVISION PHASE 3 |
| Legal Tract | 1407 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11106 |
Source: Monterey County records · APN 022-483-011-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 15, 2022 | Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | May 02, 2016 · Amount on Record |
| Deed Document Number | 202231014 |
| Prior Transfer Date | Feb 21, 2006 |
| Prior Transfer Doc | 0000019946 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1009 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | NOT AVAILABLE, TITLE CONNECT HOME RETENTION |
| Name | Verified Name |
|---|---|
| Address | 1009 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000041324 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023041324 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Aug 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 15, 2022 |
| Property Address | 1009 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Document Number | 0000031014 |
| Map Reference | VOL 22 PG 44 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022031014 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1009 TERRAZA ST, SOLEDAD, CA 93960-3549 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031015 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022031015 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $699,335 (+2%) Land $275,914 Building $423,421 | |
| 2025 | $10,593.00 (+12.45%) | $685,623 (+4.04%) Land $270,504 Building $415,119 |
| 2023 | $9,420.00 (+41.14%) | $659,000 Land $260,000 Building $399,000 |
| 2022 | $6,674.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 291 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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