Flagler County property record for 997 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,612 sqft Heated Area |
| Lot Size | 12,981 sqft (0.298 acres) |
| Pool | Pool, Enclosed |
| Occupancy | Owner Occupied |
| Last Sale | $363,400 (2005) |
| Tax Bill | $5,584.00 (2024) |
| Primary APN | 03-13-31-5120-2AF02-0920 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,612 sqft Heated Area |
| Gross Area | 4,118 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,981 sqft (0.298 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 720 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 312 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 997 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1487 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 2 LOT 92 OR 1255 PG 832 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 92 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF02-0920
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 997 STONE LAKE DR, ORMOND BEACH, FL 32174-1487 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2005 · Amount on Record |
| Deed Sale | May 27, 2005 · Amount on Record |
| Deed Doc Number | 2005030053 |
| Deed Book / Page | 1255 / 0832 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 997 STONE LAKE DR, ORMOND BEACH, FL 32174-1487 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 997 STONE LAKE DR, ORMOND BEACH, FL 32174-1487 |
| Document Number | 0025691982 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | 2569/1982 |
| Instrument | 2021030812 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336,477 (+5.99%) | $520,192 (+2.73%) Land $68,500 Building $451,692 | |
| 2024 | $5,584.00 (+1.88%) | ||
| 2023 | $5,481.00 (+5.87%) Homeowner's exemption | $317,470 (+3%) | $506,352 (+2.84%) Land $68,500 Building $437,852 |
| 2022 | $5,177.00 Homeowner's exemption | $308,224 | $492,373 Land $68,500 Building $423,873 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 694 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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