995 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 995 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,648 sqft · built 2005
Lot Size	0.305 acres (13,329 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Jul 2023)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-13-31-5120-2AF02-0930`

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF02-0930`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,648 sqft Heated Area
Gross Area	4,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,329 sqft (0.305 acres)
Driveway	Driveway
Driveway Area	1,232 sqft
Pool Type	Enclosed Pool
Pool Area	288 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	995 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 2 LOT 93 OR 1289/1674 OR 1773/1618
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	93
Legal Unit	2
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-0930

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	995 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	2023032687
Deed Book / Page	2800 / 905
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 27, 2023
Property Address	995 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number	0028000905
Book / Page	2800 / 905
Map Reference	MB 3 PG 17-20
Instrument Date	Jul 25, 2023
Instrument	2023032687
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8120 FORT DANIEL RD, DECATUR, IL 62521-9504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 STONE LAKE DR, ORMOND BEACH, FL 32174-1487

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (-25.51%) Homeowner's exemption	$336,696 (+3.55%)	$576,103 (+8.6%) Land $82,000 Building $494,103
2023	$5,591.00 (+5.83%) Homeowner's exemption	$325,159 (+3%)	$530,468 (+4.47%) Land $82,000 Building $448,468
2022	$5,283.00 Homeowner's exemption	$315,689	$507,751 Land $82,000 Building $425,751

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force 132 of 140 on primary residences
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019, other causes

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 694 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.