992 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 992 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage2,345 sqft Heated Area
Lot Size13,329 sqft (0.305 acres)
PoolPool with Hot Tub/Spa
Last Sale$525,000 (2021)
Tax Bill$7,369.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF02-1510

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,345 sqft Heated Area
Gross Area3,379 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2011
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,329 sqft (0.305 acres)
Driveway1 Driveway
Driveway Area1,240 sqft Driveway
Pool TypePool with Hot Tub/Spa Pool Type
Pool Area351 sqft Pool
Deck Area739 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address992 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1488
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 2 LOT 151 OR 1124 PG 1369 OR 2372/1688
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number151
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3009
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1510

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7178 BRAEMER LN, WEST CHESTER, OH 45069-4016
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Warranty Deed, Transfer
VETERANS TITLE INC, VETERANS TITLE LLC
Jul 30, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2021 · Amount on Record
Deed SaleAug 09, 2021 · Amount on Record
Prior SaleJul 30, 2019 · Amount on Record
Deed Doc Number2021043658
Deed Book / Page2593 / 670
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 09, 2021
Property Address992 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Document Number0025930670
Book / Page2593 / 670
Map ReferenceMB 34 PG 17-20
Instrument DateJul 16, 2021
Instrument2021043658
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1159 N HALIFAX AVE, 1159, DAYTONA BEACH, FL 32118-3654

Transferred To (Grantee/Buyer)

NameVerified Name
Address7178 BRAEMER LN, WEST CHESTER, OH 45069-4016

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 30, 2019
Property Address992 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Document Number0023721688
Book / Page002372 / 001688
Instrument DateJul 25, 2019
Instrument27956
Transaction TypeTransfer
Record UpdatedAug 09, 2019
Title CompanyAMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address992 STONE LAKE DR ORMOND BEACH FL 321741488, ORMOND BEACH, FL 32174-1488

Mortgage

Document Number23721690
DateJul 30, 2019
Book Page002372/001690
Instrument27957
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 29, 2049

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,369.00 (-16.31%)$523,215 (+2.62%) Land $82,000 Building $441,215$523,215 (+2.62%) Land $82,000 Building $441,215
2023$8,805.00 (+5.82%)$509,877 (+3.91%) Land $82,000 Building $427,877$509,877 (+3.91%) Land $82,000 Building $427,877
2022$8,321.00$490,688 Land $82,000 Building $408,688$490,688 Land $82,000 Building $408,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 694 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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