997 Rio Vista Ave, Eugene, OR 97404 Property Records

Lane County property record for 997 Rio Vista Ave, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1971
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-04-01-31-00320-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-01-31-00320-000`
Alternative APN	`0334407`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area
1st Floor Area	1,080 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	109 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Driveway Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0334407
Street Address	997 RIO VISTA AVE
City	EUGENE
State	OR
Zip	97404-1399
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:TOP DECK SUBDIVISION SEC/TWN/RNG/MER:SEC 01 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	01
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	TOP DECK SUBDIVISION
Legal Lot Number	320
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2018
Census Tract	2302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	997 RIO VISTA AVE, EUGENE, OR 97404-1399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2017
Deed Sale	Sep 16, 2017
Deed Document Number	DC333307
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Aug 25, 2026
Property Address	997 RIO VISTA AVE, EUGENE, OR 97404-1399
Document Number	0000028218
Instrument Date	Aug 20, 2026
Instrument	202628218
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 RIO VISTA AVE, EUGENE, OR 97404-1399

Mortgage

Document Number	0000028218,
Date	Aug 25, 2026
Instrument	202628218

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	997 RIO VISTA AVE, EUGENE, OR 97404-1399
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036442
Date	Aug 6, 2018
Instrument	2018-036442

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,813.00 (+2.72%) Veteran's exemption	$173,293 (+6.09%)	$351,595 (+1.87%) Land $125,950 Building $225,645
2023	$1,765.00 (+4.07%) Veteran's exemption	$163,346 (+3%)	$345,146 (+11.27%) Land $101,506 Building $243,640
2022	$1,696.00 Veteran's exemption	$158,589	$310,199 Land $103,534 Building $206,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Nov 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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