982 Rio Vista Ave, Eugene, OR 97404 Property Records

Lane County property record for 982 Rio Vista Ave, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1972
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Apr 2006)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-04-01-31-00318-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-01-31-00318-000`
Alternative APN	`0334381`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Finished Area
1st Floor Area	1,022 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	630 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0334381
Street Address	982 RIO VISTA AVE
City	EUGENE
State	OR
Zip	97404-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:TOP DECK SUBDIVISION SEC/TWN/RNG/MER:SEC 01 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	01
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	TOP DECK SUBDIVISION
Legal Lot Number	318
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2023
Census Tract	2302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	982 RIO VISTA AVE, EUGENE, OR 97404-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Apr 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2006 · Amount on Record
Deed Sale	Apr 10, 2006 · Amount on Record
Prior Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	0000024015
Last Transfer Date	Apr 14, 2017
Transfer Doc	0000018066
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	982 RIO VISTA AVE, EUGENE, OR 97404-1331
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	WESTERN T&E COOMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008080
Date	Feb 5, 2021
Instrument	2021-008080

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Apr 14, 2017
Property Address	982 RIO VISTA AVE, EUGENE, OR 97404-1331
Document Number	0000018066
Map Reference	MB40 PG17
Instrument Date	Apr 10, 2017
Instrument	2017-018066
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	982 RIO VISTA AVE, EUGENE, OR 97404-1331

Mortgage

Document Number	0000018067
Date	Apr 14, 2017
Instrument	2017-018067

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00 (+2.75%)	$183,794 (+6.09%)	$357,226 (+1.43%) Land $121,793 Building $235,433
2023	$2,289.00 (+4.09%)	$173,244 (+3%)	$352,188 (+11.31%) Land $98,209 Building $253,979
2022	$2,199.00	$168,199	$316,408 Land $100,167 Building $216,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Nov 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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