997 Phillips Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 997 Phillips Rd, Cincinnati, OH 45230 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Architecture Style	Conventional
Year Built	Built 1996
Square Footage	2,671 sqft Living Area
Lot Size	23,871 sqft (0.548 acres)
Garage	Attached, 441 sqft
Tax Bill	$7,983.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`500-0410-0177-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,671 sqft Living Area
Gross Area	3,612 sqft Gross Area
1st Floor	1,147 sqft 1st Floor
2nd Floor	1,024 sqft 2nd Floor
Basement Area	1,000 sqft Basement
Finished Basement	500 sqft Finished
Unfinished Basement	500 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	23,871 sqft (0.548 acres)
Depth X Width	294 ft x 85.1 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	441 sqft Garage
Deck Area	Deck Area
Patio Area	697 sqft Patio
Porch Area	90 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	997 PHILLIPS RD
City	CINCINNATI
State	OH
Zip	45230-5255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PHILLIPS ROAD 85.13 X 294.28 FT IRR LOT 6 WATCH CREEK NORTH SUB
Legal Subdivision	WATCH CREEK NORTH SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Minor Civil Division	ANDERSON
Census Blockgroup	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County records · APN 500-0410-0177-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	997 PHILLIPS RD, CINCINNATI, OH 45230-5255
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2007
Deed Sale	Apr 11, 2007
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Doc Number	200752045
Deed Book / Page	10520 / 2189
Last Transfer Date	Feb 05, 2011
Transfer Doc	0000000760
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	997 PHILLIPS RD, CINCINNATI, OH 45230-5255
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006613
Date	Jan 19, 2022
Book Page	14586/440
Instrument	2022-0006613

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2032

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,983.00 (+2.9%)	$127,691 (-) Land $23,979 Building $103,712	$364,830 (-) Land $68,510 Building $296,320
2024	$7,758.00 (+5.14%)	$127,691 (-) Land $23,979 Building $103,712
2023	$7,379.00 (+8.37%)	$127,691 (+21.71%) Land $23,979 Building $103,712	$364,830 (+21.71%) Land $68,510 Building $296,320
2022	$6,809.00 Homeowner's exemption	$104,916 Land $21,679 Building $83,237
2020			$299,760 Land $61,940 Building $237,820

Flood & Wildfire

997 Phillips Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 64th in Ohio
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.