1021 Phillips Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1021 Phillips Rd, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,605 sqft · built 1995
Lot Size	0.369 acres (16,074 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (Jun 2017)
Tax Bill	$11,152 (2025)
Deeds & Mortgages	Nov 2020 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0410-0179-00`

Property Details

APN / Parcel Number

Primary APN	`500-0410-0179-00`
Alternative APN	`122705531`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,605 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,986 sqft
2nd Floor Area	984 sqft
Basement Area	1,986 sqft
Finished Basement	635 sqft
Unfinished Basement	1,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,074 sqft (0.369 acres)
Lot Dimensions	179 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1021 PHILLIPS RD
City	CINCINNATI
State	OH
Zip	45230-5274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPS ROAD 100 X 179.44 FT IRR LOT 8 WATCH CREEK NORTH SUB
Legal Subdivision	WATCH CREEK NORTH SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1021 PHILLIPS RD, CINCINNATI, OH 45230-5274
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jun 14, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Jul 3, 2002 · Amount on Record
Deed Document Number	201752955
Last Transfer Date	Aug 31, 2020
Transfer Doc	0000124069
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 25, 2020
Property Address	1021 PHILLIPS RD, CINCINNATI, OH 45230-5274
Document Number	0000124069
Book / Page	014303 / 000671
Instrument Date	Aug 31, 2020
Instrument	124069
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1021 PHILLIPS RD CINCINNATI OH 452305274, CINCINNATI, OH 45230-5274

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 14, 2017
Property Address	1021 PHILLIPS RD, CINCINNATI, OH 45230-5274
Document Number	0000002955
Map Reference	MB 280 PG 19
Instrument Date	May 26, 2017
Instrument	17-0052955
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1021 PHILLIPS RD, CINCINNATI, OH 45230-5274

Mortgage

Document Number	0000002956
Date	Jun 14, 2017
Instrument	17-0052956

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,152.00 (+2.82%)	$178,350 (-) Land $19,324 Building $159,026	$509,570 (-) Land $55,210 Building $454,360
2024	$10,846.00 (+5.19%)	$178,350 (-) Land $19,324 Building $159,026
2023	$10,311.00 (-7.63%)	$178,350 (+3.67%) Land $19,324 Building $159,026	$509,570 (+3.67%) Land $55,210 Building $454,360
2022	$11,163.00 Homeowner's exemption	$172,043 Land $17,469 Building $154,574
2020			$491,550 Land $49,910 Building $441,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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