981 Phillips Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 981 Phillips Rd, Cincinnati, OH 45230 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,722 sqft · built 1993
Lot Size	0.607 acres (26,484 sqft)
Owner	2 Individual Names on File
Last Sale	$198,800 (Jan 1995)
Tax Bill	$8,599 (2025)
Flood Zone	Zone X (minimal risk)
APN	`500-0410-0174-00`

Property Details

APN / Parcel Number

Primary APN	`500-0410-0174-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area
1st Floor Area	1,616 sqft
2nd Floor Area	1,106 sqft
Basement Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	26,484 sqft (0.607 acres)
Lot Dimensions	352 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	981 PHILLIPS RD
City	CINCINNATI
State	OH
Zip	45230-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHILLIPS ROAD 90 X 352.98 FT IRR LOT 3 WATCH CREEK NORTH SUB
Legal Subdivision	WATCH CREEK NORTH SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County records · APN 500-0410-0174-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 PHILLIPS RD, CINCINNATI, OH 45230-5255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 1995 · Amount on Record
Deed Sale	Jan 05, 1995 · Amount on Record
Deed Document Number	743270
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,599.00 (+2.9%)	$137,561 (-) Land $26,439 Building $111,122
2024	$8,357.00 (+5.13%)	$137,561 (-) Land $26,439 Building $111,122
2023	$7,949.00 (+7.36%)	$137,561 (+20.56%) Land $26,439 Building $111,122	$393,030 (+20.56%) Land $75,540 Building $317,490
2022	$7,404.00 Homeowner's exemption	$114,100 Land $23,905 Building $90,195
2020			$326,000 Land $68,300 Building $257,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610250023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1994, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.