Anne Arundel County property record for 997 Highpoint Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,764 sqft · built 1972 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,358 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-06799808 |
| Primary APN | 03-165-06799808 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 16506799808 |
|---|---|
| Street Address | 997 HIGHPOINT DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 8 BK NNN PL 4 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | NNN |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 731004 |
Source: Anne Arundel County records · APN 03-165-06799808
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 997 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 31, 2020 | Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2005 |
| Deed Sale | Jul 05, 2005 |
| Prior Sale | Feb 26, 1999 · Amount on Record |
| Deed Document Number | 20059876 |
| Deed Book / Page | 16523 / 109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 27, 2026 |
| Property Address | 997 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753 |
| Document Number | 4229000144 |
| Book / Page | 42290 / 144 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 997 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753 |
| Document Number | 4229000144, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 42290/144 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 997 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753 |
| Document Number | 0347310335 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 997 HIGHPOINT DR ANNAPOLIS MD 214094753, ANNAPOLIS, MD 21409-4753 |
| Document Number | 0347310335 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 034731/000335 |
| Name | SHELLPOINT MTG SVCNG |
|---|---|
| Address | GREENVILLE, SC 29601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 11, 2047 |
| Rate | 2% |
|---|
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,358.00 (+2.66%) Homeowner's exemption | $387,067 (+7.54%) | $429,000 (+17.18%) Land $240,000 Building $189,000 |
| 2024 | $3,271.00 (+33.84%) | ||
| 2023 | $2,444.00 Homeowner's exemption | $359,933 | $366,100 Land $230,000 Building $136,100 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 568 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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