995 Highpoint Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 995 Highpoint Dr, Annapolis, MD 21409 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,013 sqft · built 1987
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Sep 2022)
Tax Bill	$4,631 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-165-90039746`

Property Details

APN / Parcel Number

Primary APN	`03-165-90039746`
Alternative APNs	`316590039746` `16590039746`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,013 sqft Total Area
1st Floor Area	1,203 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	16590039746
Old Parcel Number	316590039746
Street Address	995 HIGHPOINT DR
City	ANNAPOLIS
State	MD
Zip	21409-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BK NNN PL 4 995 HIGHPOINT DR CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	NNN
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	731004

Owner

Source: Anne Arundel County records · APN 03-165-90039746

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Sep 29, 2022	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 03, 2021	Deed of Trust, Mortgage · Line of Credit ESSEX BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	0003916114
Deed Book / Page	39161 / 14
Record Updated	Jun 07, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Transaction Type	Mortgage
Record Updated	Oct 01, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753

Mortgage

Document Number	0416460320
Date	Sep 16, 2025
Book Page	41646/320

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 01, 2055

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 29, 2022
Property Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Document Number	0391610014
Book / Page	39161 / 14
Map Reference	MB 21 FO 47
Instrument Date	Aug 23, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753

Mortgage

Document Number	0003916119
Date	Sep 29, 2022
Instrument	39161/19

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753

Mortgage

Document Number	0380140420
Date	Dec 03, 2021
Book Page	38014/420

Lender

Name	ESSEX BANK
Type	Bank
Address	LYNCHBURG, VA 24501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,631.00	$424,100	$430,200 Land $230,000 Building $200,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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