989 Highpoint Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 989 Highpoint Dr, Annapolis, MD 21409 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 990 sqft · built 1969
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$355,500 (Sep 2019)
Tax Bill	$3,942 (2023)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165-25889510`

Property Details

APN / Parcel Number

Primary APN	`03-165-25889510`
Alternative APNs	`316525889510` `16525889510`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	990 sqft Total Area
1st Floor Area	990 sqft
Basement Area	496 sqft
Finished Basement	496 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Garage Type	Basement
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	16525889510
Old Parcel Number	316525889510
Street Address	989 HIGHPOINT DR
City	ANNAPOLIS
State	MD
Zip	21409-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BK NNN PL 4 989 HIGHPOINT DR CAPE ST CLAIRE
Legal Subdivision	CAPE ST CLAIRE
Legal Block	NNN
Legal Lot Number	4
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	731004

Owner

Source: Anne Arundel County records · APN 03-165-25889510

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	989 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 20, 2019	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Apr 22, 2003 · Amount on Record
Deed Document Number	0033602111
Deed Book / Page	33602 / 111
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	989 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367140388
Date	May 04, 2021
Book Page	36714/388

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 20, 2019
Property Address	989 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753
Document Number	0336020111
Book / Page	33602 / 111
Map Reference	MB 21 FO 47
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,443.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	989 HIGHPOINT DR, ANNAPOLIS, MD 21409-4753

Mortgage

Document Number	33602119
Date	Sep 20, 2019
Instrument	33602/119

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,942.00	$361,000	$374,900 Land $230,000 Building $144,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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