Frederick County property record for 997 Heather Ridge Dr, Unit M, Frederick, MD 21702
| Property Type | Condominium |
|---|---|
| Details | built 1981 |
| Owner | Individual Name on File |
| Tax Bill | $1,924 (2023) |
| Deeds & Mortgages | Jun 2023 Sale Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-103664 |
| Primary APN | 02-103664 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Condo/Apartment |
| Sewer | Connected |
|---|
| Account Number | 103664 |
|---|---|
| Old Parcel Number | 2103664 |
| Street Address | 997 HEATHER RIDGE DR UNIT M, M |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1433 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R20 |
| Legal Description | BUILDING 3 UNIT M W/S HEATHER RIDGE DR AMBERTOWNE CONDO |
| Legal Subdivision | AMBERTOWNE CONDO |
| Legal Lot Number | 3M |
| Legal Unit | M W-S |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
997 Heather Ridge Dr, Unit M is owned and occupied by an individual who acquired it in June 2023.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 997 HEATHER RIDGE DR # 3M, 3M, FREDERICK, MD 21702-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed, Transfer |
| Oct 23, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2023 |
| Deed Sale | Jun 22, 2023 |
| Prior Sale | Oct 23, 2019 · Amount on File |
| Deed Document Number | 0016490169 |
| Deed Book / Page | 16490 / 169 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 22, 2023 |
| Property Address | 997 HEATHER RIDGE DR UNIT M, M, FREDERICK, MD 21702-1433 |
| Document Number | 0164900169 |
| Book / Page | 16490 / 169 |
| Map Reference | MB 23 PL 163 |
| Instrument Date | Jun 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 997 HEATHER RIDGE DR # 3M, 3M, FREDERICK, MD 21702-1431 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 23, 2019 |
| Property Address | 997 HEATHER RIDGE DR UNIT M, M, FREDERICK, MD 21702-1433 |
| Document Number | 0132920200 |
| Book / Page | 13292 / 0200 |
| Map Reference | MB 23 PL 163 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CLOSELINE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 710 FORDINGBRIDGE WAY, OSPREY, FL 34229-6839 |
| Document Number | 132920206 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 13292/0206 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,924.00 (+17.1%) | $104,333 (+17.23%) | $135,000 (+51.69%) Land $45,000 Building $90,000 |
| 2022 | $1,643.00 | $89,000 Land $25,000 Building $64,000 | $89,000 Land $25,000 Building $64,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 997 Heather Ridge Dr, Unit M in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 997 Heather Ridge Dr, Unit M has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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