Frederick County property record for 997 Heather Ridge Dr, Unit D, Frederick, MD 21702
| Property Type | Condominium |
|---|---|
| Details | built 1981 |
| Lot Size | 0.02 acres (880 sqft) |
| Owner | Company Name on File |
| Last Sale | $72,000 (Feb 2014) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-103575 |
| Primary APN | 02-103575 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Lot Area | 880 sqft (0.02 acres) |
| Sewer | Municipal |
|---|
| Account Number | 103575 |
|---|---|
| Street Address | 997D HEATHER RIDGE DR, 3D |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1424 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R20 |
| Legal Description | BUILDING 3 UNIT D W/S HEATHER RIDGE DR AMBERTOWNE CONDO |
| Legal Subdivision | AMBERTOWNE CONDO |
| Legal Block | 3 |
| Legal Lot Number | 3D |
| Legal Unit | D W-S |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
997 Heather Ridge Dr, Unit D is owned by a company that bought it in February 2014.
Source: Frederick County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1981, FREDERICK, MD 21702-0981 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKESIDE TITLE |
| Jul 2, 2018 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2014 · Amount on File |
| Deed Sale | Feb 4, 2014 · Amount on File |
| Prior Sale | Apr 9, 2007 · Amount on File |
| Deed Book / Page | 9943 / 471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 997D HEATHER RIDGE DR, 3D, FREDERICK, MD 21702-1424 |
| Document Number | 1793000345 |
| Book / Page | 17936 / 345 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAKESIDE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 1793000345, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 17936/345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 997 HEATHER RIDGE DR UNIT D, D, FREDERICK, MD 21702-1432 |
| Document Number | 0125130390 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 997 HEATHER RIDGE DR #3-D FREDERICK MD 217021431, 3-D, FREDERICK, MD 21702-1431 |
| Document Number | 0125130390 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 012513/000390 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 997 Heather Ridge Dr, Unit D was $2,513.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,513.00 | $135,000 Land $45,000 Building $90,000 | $135,000 Land $45,000 Building $90,000 |
| 2023 | $1,924.00 | $104,333 | $135,000 Land $45,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 997 Heather Ridge Dr, Unit D in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 997 Heather Ridge Dr, Unit D is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures