997 Heather Ridge Dr, Unit C, Frederick, MD 21702 Property Records

Frederick County property record for 997 Heather Ridge Dr, Unit C, Frederick, MD 21702

Property Summary

Property Type	Condominium
Details	built 1981
Owner	Individual Name on File
Last Sale	$166,000 (Jun 2022)
Tax Bill	$1,924 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-103567`

Property Details

APN / Parcel Number

Primary APN	`02-103567`
Alternative APNs	`2103567` `103567`

Exterior

Year Built	Built 1981
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	103567
Old Parcel Number	2103567
Street Address	997 HEATHER RIDGE DR UNIT C, C
City	FREDERICK
State	MD
Zip	21702-1432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R20
Legal Description	BUILDING 3 UNIT C W/S HEATHER RIDGE DR AMBERTOWNE CONDO
Legal Subdivision	AMBERTOWNE CONDO
Legal Lot Number	3C
Legal Unit	C W-S
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	750702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

997 Heather Ridge Dr, Unit C is owned and occupied by an individual who bought it in June 2022.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	997 HEATHER RIDGE DR UNIT 3C, 3C, FREDERICK, MD 21702-1431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jan 27, 2020	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	0015961294
Deed Book / Page	15961 / 294
Record Updated	Jun 7, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 3, 2022
Property Address	997 HEATHER RIDGE DR UNIT C, C, FREDERICK, MD 21702-1432
Document Number	0159610294
Book / Page	15961 / 294
Map Reference	MB 23 PL 163
Instrument Date	May 18, 2022
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	PROVEST TITLE AND ESCROW LLC, HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 HEATHER RIDGE DR # 3C, 3C, FREDERICK, MD 21702-1431

Mortgage

Document Number	0015961300
Date	Jun 3, 2022
Instrument	15961/300

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 27, 2020
Property Address	997 HEATHER RIDGE DR UNIT C, C, FREDERICK, MD 21702-1432
Document Number	0134860351
Book / Page	13486 / 0351
Map Reference	MB 23 PL 163
Instrument Date	Nov 27, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 HEATHER RIDGE DR UNIT C, C, FREDERICK, MD 21702-1432

Mortgage

Document Number	134860358
Date	Jan 27, 2020
Instrument	13486/0358

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,924.00	$104,333	$135,000 Land $45,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 997 Heather Ridge Dr, Unit C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Heather Ridge Dr, Unit C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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