9964 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9964 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 741 sqft
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2024)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`74-14-460-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-460-0014-000`

Interior

Full Baths	1 Bath
Building Area	741 sqft Living Area
1st Floor Area	494 sqft

Exterior

Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	174 ft deep x 32 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9964 RIVER RD
City	CLAY
State	MI
Zip	48001-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SLY 32 FT OF LOT 680 SUP ROY T GILBERTS PLAT NO 5 FRAC SEC 2 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #5
Legal Lot Number	680
Legal Unit	680
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12472 GREEN STONE CT, FORT MYERS, FL 33913-6737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Intrafamily Transfer, Transfer
Nov 30, 2020	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202413447
Deed Book / Page	5733 / 1000
Prior Transfer Date	Sep 1, 2021
Prior Transfer Doc	5449803
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 16, 2021
Property Address	9964 RIVER RD, CLAY, MI 48001-4538
Document Number	5449803
Book / Page	5449 / 803
Map Reference	LB 49 PG 3
Instrument Date	Sep 1, 2021
Instrument	2021032164
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 QUARRY, ROCHESTER HILLS, MI 48306-3584

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 30, 2020
Property Address	9964 RIVER RD, CLAY, MI 48001-4538
Document Number	0052790615
Book / Page	005279 / 000615
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 QUARRY ROCHESTER HILLS MI 483063584, ROCHESTER HILLS, MI 48306-3584

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,100 (+8.69%)	$200,200 (+8.69%)
2025	$4,846.00 (+51.44%)	$92,100 (+60.17%)
2024	$3,200.00 (+7.35%)		$184,200 (+60.17%)
2023		$57,500
2022	$2,981.00		$115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Rd

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