St. Clair County property record for 9938 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,902 sqft · built 1979 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,027 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-460-0015-500 |
| Primary APN | 74-14-460-0015-500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 175 ft deep x 65 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 9938 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | NLY 65 FT OF SLY 130 FT OF LOT 681 MEAS ALG E & W LINES SUPV ROY T GILBERT PLAT NO 5 FRAC SEC 2 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 5-CLAY |
| Legal Lot Number | 681 |
| Legal Unit | 681 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 646000 |
Source: St. Clair County records · APN 74-14-460-0015-500
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9938 RIVER RD, CLAY, MI 48001-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2021 |
| Transfer Doc | 0005883959 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 26, 2025 |
| Property Address | 9938 RIVER RD, CLAY, MI 48001-4538 |
| Document Number | 0005883959 |
| Book / Page | 5883 / 959 |
| Map Reference | LB 49 PG 3 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2025024652 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9948 RIVER RD, CLAY, MI 48001-4538 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9948 RIVER RD, CLAY, MI 48001-4538 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,027.00 (-27.15%) | $172,600 (+12.3%) | |
| 2024 | $5,528.00 (+10.58%) | $345,200 (+12.3%) | |
| 2023 | $153,700 | ||
| 2022 | $4,999.00 | $307,400 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 22 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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