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9948 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9948 River Rd, Clay, MI 48001 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,998 sqft · built 1980
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$4,439 (2025)
Deeds & MortgagesDec 2025 Transfer
Flood ZoneZone AE (high risk)
APN74-14-460-0015-700

Property Details

APN / Parcel Number

Primary APN74-14-460-0015-700

Interior

Full Baths2 Baths
Building Area1,998 sqft Living Area
1st Floor Area1,140 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions174 ft deep x 65 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address9948 RIVER RD
CityCLAY
StateMI
Zip48001-4538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLY 65 FT OF LOT 681 MEAS ON E & W LINES SUPV ROY T GILBERT PLAT NO 5 FRAC SEC 2 T2N R16E
Legal Range16E
Legal Township02N
Legal Section02
Legal SubdivisionSUPRVRS ROY T GILBERTS 5-CLAY
Legal Lot Number681
Legal Unit681
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1002
Census Tract646000

Owner

Source: St. Clair County records · APN 74-14-460-0015-700

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9938 RIVER RD, CLAY, MI 48001-4538
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 29, 2021
Transfer Doc0005883960
Record UpdatedJun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateDec 26, 2025
Property Address9948 RIVER RD, CLAY, MI 48001-4538
Document Number0005883960
Book / Page5883 / 960
Map ReferenceLB 1577 PG 825
Instrument DateMar 29, 2021
Instrument2025024653
Transaction TypeTransfer
Record UpdatedJan 06, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9948 RIVER RD, CLAY, MI 48001-4538

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9948 RIVER RD, CLAY, MI 48001-4538

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,439.00 (-26.91%) Homeowner's exemption$192,600 (+13.29%)
2024$6,073.00 (+69.54%)$385,200 (+13.29%)
2023$170,000
2022$3,582.00$340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476460001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Nearby Flood Policies26 in force
Nearby Flood Claims11 (1981–2019)
Claims Outside the SFHA8 of 11
Most Recent ClaimJun 2019

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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