Madison County property record for 996 Misty Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,347 sqft |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Aug 2020) |
| Tax Bill | $1,838 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-005A-0050 |
| Primary APN | 0073-005A-0050 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,347 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Garage Type | Basement |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 74967 |
|---|---|
| Street Address | 996 MISTY DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUSH BOTTOM ESTS LOT 50 PH 2 |
| Legal Subdivision | BUSH BOTTOM |
| Legal Phase | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11101 |
Source: Madison County records · APN 0073-005A-0050
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 996 MISTY DR, BEREA, KY 40403-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Mar 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SUPPLIERS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Mar 01, 2017 · Amount on Record |
| Deed Document Number | 2014018984 |
| Deed Book / Page | D00793 / 287 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 27, 2020 |
| Property Address | 996 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | D00793/287 |
| Book / Page | D00793 / 287 |
| Map Reference | CAB 15 SL 72 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2014018984 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 BANYAN BLVD, 124, RICHMOND, KY 40475-8370 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 996 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 2014018985 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2014018985 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 01, 2017 |
| Property Address | 996 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | D00741/660 |
| Book / Page | D00741 / 660 |
| Map Reference | CAB15 SL72 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2013955052 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 HERNDON ST, 105, BEREA, KY 40403-1715 |
| Name | Verified Name |
|---|---|
| Address | 996 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 2013955053 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 2013955053 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,838.00 (+10.19%) Additional exemption filed | $195,000 (+13.37%) | $195,000 (+13.37%) |
| 2023 | $1,668.00 | $172,000 | $172,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0760407, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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