Madison County property record for 988 Misty Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,446 sqft |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Jun 2006) |
| Tax Bill | $1,650 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-005A-0048 |
| Primary APN | 0073-005A-0048 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,446 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 70116 |
|---|---|
| Street Address | 988 MISTY DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUSH BOTTOM ESTS LOT 48 PH 2 |
| Legal Subdivision | BUSH BOTTOM |
| Legal Phase | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11101 |
Source: Madison County records · APN 0073-005A-0048
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 988 MISTY DR, BEREA, KY 40403-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Jan 29, 2021 | Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2006 · Amount on Record |
| Deed Sale | Jun 06, 2006 · Amount on Record |
| Deed Document Number | 0000607729 |
| Deed Book / Page | 607 / 729 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 988 MISTY DR, BEREA, KY 40403-1288 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000M2184/1 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | M2184/1 |
| Instrument | 2014107134 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 988 MISTY DR, BEREA, KY 40403-1288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2017/320 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | M2017/320 |
| Instrument | 2014028556 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,650.00 (+13.4%) Additional exemption filed | $175,000 (+16.67%) | $175,000 (+16.67%) |
| 2023 | $1,455.00 | $150,000 | $150,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0760407, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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