Madison County property record for 984 Misty Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.256 acres (11,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,900 (Sep 2019) |
| Tax Bill | $1,678 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-005A-0047 |
| Primary APN | 0073-005A-0047 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,152 sqft (0.256 acres) |
|---|
| Account Number | 65823 |
|---|---|
| Street Address | 984 MISTY DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUSH BOTTOM ESTS LOT 47 PH 2 |
| Legal Subdivision | BUSH BOTTOM |
| Legal Phase | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11101 |
Source: Madison County assessment roll, APN 0073-005A-0047, as of December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust · Line of Credit CUMBERLAND VALLEY NATIONAL BANK AND TRUST |
| Apr 07, 2026 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATIONAL BANK |
| Sep 30, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jun 28, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Document Number | 20192013999614 |
| Deed Book / Page | 779 / 125 |
| Prior Transfer Date | Jun 25, 2018 |
| Prior Transfer Doc | D00761/269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 07, 2026 |
| Property Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0014336741 |
| Book / Page | 2457 / 598 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202614336741 |
| Record Updated | Apr 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0014336741, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 2457/598 |
| Instrument | 202614336741 |
| Name | CUMBERLAND VALLEY NATIONAL BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 07, 2026 |
| Property Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0M2457/598 |
| Book / Page | 2457 / 598 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202614336741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 0014336741, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 2457/598 |
| Instrument | 202614336741 |
| Name | CUMBERLAND VALLEY NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 30, 2019 |
| Property Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | D00779/125 |
| Book / Page | D00779 / 125 |
| Map Reference | MB 15 PG 72 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 2013999614 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5668 SCAFFOLD CANE RD, MOUNT VERNON, KY 40456-7192 |
| Name | Verified Name |
|---|---|
| Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | 2013999615 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2013999615 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 28, 2018 |
| Property Address | 984 MISTY DR, BEREA, KY 40403-1288 |
| Document Number | D00761/269 |
| Book / Page | D00761 / 269 |
| Map Reference | MB15 PG72 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2013977914 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 176, WILDIE, KY 40492-0176 |
| Name | Verified Name |
|---|---|
| Address | 2001 GUYNN RD, PAINT LICK, KY 40461-8405 |
Source: Madison County assessment roll as of December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,678.00 (-1.06%) | $178,000 (+1.77%) | $178,000 (+1.77%) |
| 2023 | $1,696.00 | $174,900 | $174,900 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510111013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 136 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY0760407, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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