Lake County property record for 996 E Shore Dr, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,796 sqft · built 2006 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jun 2003) |
| Tax Bill | $23,692 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2024 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 01-33-207-002 |
| Primary APN | 01-33-207-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,796 sqft Living Area |
| Gross Area | 8,470 sqft |
| 1st Floor Area | 2,184 sqft |
| 2nd Floor Area | 1,612 sqft |
| Upper Floors Area | 1,612 sqft |
| Basement Area | 2,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Type | Attached |
| Garage Area | 2,100 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 996 E SHORE DR |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNNS LAKE SHORELINE ESTATES; LOT 2 |
| Legal Subdivision | DUNNS LAKE SHORELINE ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ANTIOCH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 860807 |
996 E Shore Dr is owned by two individuals who acquired it in October 2024.
Source: Lake County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 966 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Nov 13, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2003 · Amount on File |
| Deed Sale | Jun 12, 2003 · Amount on File |
| Prior Sale | Sep 1, 1998 · Amount on File |
| Deed Document Number | 20035268108 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0008067015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 14, 2026 |
| Property Address | 996 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0008168958 |
| Instrument Date | May 6, 2026 |
| Instrument | 20268168958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 996 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0008168958, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 20268168958 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2056 |
| Rate | 7.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 13, 2024 |
| Property Address | 996 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0008067015 |
| Map Reference | DOC 3219785 |
| Instrument Date | Nov 7, 2024 |
| Instrument | 8067015 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 966 NORTH EASTSHORE DRIVE, FOX LAKE, IL 60020 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 966 NORTH EASTSHORE DRIVE, FOX LAKE, IL 60020 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Antioch Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,235 Land $79,195 Building $254,040 | $999,805 Land $237,609 Building $762,196 | |
| 2024 | $23,692.00 (+10.45%) | ||
| 2023 | $21,450.00 (+4.44%) | $276,256 (+10.85%) Land $65,654 Building $210,602 | $828,851 (+10.85%) Land $196,982 Building $631,869 |
| 2022 | $20,539.00 | $249,219 Land $77,227 Building $171,992 | $747,732 Land $231,704 Building $516,028 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 996 E Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 741.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 996 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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