Lake County property record for 986 E Shore Dr, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,178 sqft · built 1999 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $825,000 (May 2021) |
| Tax Bill | $25,598 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-33-207-007 |
| Primary APN | 01-33-207-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,178 sqft Living Area |
| Gross Area | 7,664 sqft |
| 1st Floor Area | 2,444 sqft |
| 2nd Floor Area | 1,734 sqft |
| Upper Floors Area | 1,734 sqft |
| Basement Area | 2,444 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 1,042 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 141 sqft |
| Deck Area | Deck Area |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 986 E SHORE DR |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNNS LAKE SHORELINE ESTATES; LOT 6 |
| Legal Subdivision | DUNNS LAKE SHORELINE ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ANTIOCH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 860807 |
986 E Shore Dr is owned by a company that bought it in May 2021 and is owner-occupied.
Source: Lake County records, as of June 2, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 986 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 23, 2017 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | Oct 23, 2017 · Amount on File |
| Deed Document Number | 20217786884 |
| Prior Transfer Date | Oct 22, 2015 |
| Prior Transfer Doc | 0007242003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 15, 2026 |
| Property Address | 986 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0008169453 |
| Instrument Date | May 13, 2026 |
| Instrument | 20268169453 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 986 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 12, 2021 |
| Property Address | 986 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0007786884 |
| Map Reference | DOC 3219785 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 7786884 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 986 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0007786885 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 7786885 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Oct 23, 2017 |
| Property Address | 986 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0007436984 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 7436984 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3416 HOLLIDAY DR BERLIN CENTER OH 444019736, BERLIN CENTER, OH 44401-9736 |
| Document Number | 7436985 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 7436985 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 986 E Shore Dr was $25,598 with a homeowner's exemption, up 0.9% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Antioch Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,598.00 (+0.89%) | $346,979 Land $69,649 Building $277,330 | $1,041,041 Land $208,968 Building $832,073 |
| 2024 | $25,371.00 (+9.11%) | ||
| 2023 | $23,252.00 (+5.09%) | $287,650 (+8.86%) Land $57,740 Building $229,910 | $863,036 (+8.86%) Land $173,237 Building $689,799 |
| 2022 | $22,126.00 | $264,230 Land $64,908 Building $199,322 | $792,769 Land $194,743 Building $598,026 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 986 E Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 986 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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