Lake County property record for 990 E Shore Dr, Fox Lake, IL 60020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,785 sqft · built 1998 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Trust Name on File |
| Last Sale | $500,500 (Mar 2019) |
| Tax Bill | $19,942 (2024) |
| Deeds & Mortgages | Sep 2018 Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-33-207-005 |
| Primary APN | 01-33-207-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 5,085 sqft |
| 1st Floor Area | 1,506 sqft |
| 2nd Floor Area | 1,279 sqft |
| Upper Floors Area | 1,636 sqft |
| Basement Area | 1,506 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 794 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 142 sqft |
| Deck Area | Deck Area |
| Patio Area | 743 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 990 E SHORE DR |
|---|---|
| City | FOX LAKE |
| State | IL |
| Zip | 60020-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNNS LAKE SHORELINE ESTATES; LOT 4 |
| Legal Subdivision | DUNNS LAKE SHORELINE ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ANTIOCH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 860807 |
990 E Shore Dr is owner-occupied and held in a trust since March 2019.
Source: Lake County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 990 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2018 | Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA |
| Mar 27, 2019 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Prior Sale | Nov 24, 1993 · Amount on File |
| Deed Document Number | 20197551298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 990 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Name | Verified Name |
|---|
| Document Number | 0007512530 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 7512530 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 27, 2019 |
| Property Address | 990 E SHORE DR, FOX LAKE, IL 60020-1000 |
| Document Number | 0007551298 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 7551298 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $750.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 990 E SHORE DR FOX LAKE IL 600201000, FOX LAKE, IL 60020-1000 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Antioch Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $274,577 Land $67,861 Building $206,716 | $823,813 Land $203,603 Building $620,210 | |
| 2024 | $19,942.00 (+24.47%) | ||
| 2023 | $16,022.00 (+3.71%) | $227,627 (+23.83%) Land $56,257 Building $171,370 | $682,949 (+23.83%) Land $168,788 Building $514,161 |
| 2022 | $15,449.00 | $183,820 Land $61,781 Building $122,039 | $551,516 Land $185,362 Building $366,154 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 990 E Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 990 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX LAKE serves 11,780 people · EPA ID IL0970200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.58 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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